The South African Schools Act, No. 84 of 1996 (RSA, 1996) heralded a shift in decision-making powers through decentralising school governance from the state to local communities. One of the primary functions of school governing bodies (SGBs) is to manage school finances. It is imperative for SGBs to design and implement irrefutable finance…

How are finances impacted in the higher education environment? How are students currently experiencing college? How are higher education leaders putting forth their best effort in ensuring the viability and sustainability of postsecondary institutions? These are key questions surrounding the most critical trending topics in higher education today.…

The use of smartphones has become a primary need in supporting human daily activities. With the presence of a smartphone, various activities can be carried out only through an application. One application that is currently popular with Indonesians is an investment application with products such as stocks, mutual funds, and crypto. The presence of…

This research aims to classify college students into meaningful groups based on their subjective financial knowledge (SFK), objective financial knowledge (OFK), and comparative financial knowledge (CFK) using Latent Profile Analysis (LPA). LPA captures underlying dynamics within the grouping variables and compares group differences. Results of LPA…

Constantly on the lookout for Canadian mathematics education matters, I recently experienced a major personal tipping point. The juxtaposition of two different customer service situations was simply too much for me to handle. Now through the looking glass, it was abundantly clear that tipping in Canada is unconscious, and the evidence was…

Demographic data from Ghana suggest aging population among cocoa farmers. Based on this evidence, youth participation in the cocoa sector has become a subject of interest to stakeholders including Solidaridad. This study employed both qualitative analysis and parametric regression models that addresses observed and unobserved errors, to estimate…

Education savings accounts (ESAs) are education funding mechanisms that allow families to receive a deposit of public funds to a government-authorized savings account for accessing approved educational services. Using student-level longitudinal data, this paper examines how families participating in the Florida Gardiner Scholarship Program use…

This study provides an update on the major topics covered in the required, core public budgeting and financial management courses offered by NASPAA accredited programs in the U.S. and explores how NASPAA competencies are addressed in these courses. Based on a survey of 39 NASPAA accredited programs and a content analysis of 60 course syllabi, this…

Much has been written about how public schools in the United States are funded. However, missing in the current literature landscape is a nuanced discussion of funding as it relates to public charter schools. This text, authored by researchers and professionals working in the charter school world, provides readers with a comprehensive overview of…

University students and university personnel are important contributors to the economy of the United States regarding excessive student loan debt. As such, a lack of financial literacy is a significant problem. The purpose of this single descriptive qualitative case study was to describe the experiences of certain individual university students…

As a result of shifting market forces affecting institutions of higher education, implementation of enhanced resource management practices has become a strategic imperative for many colleges and universities. An increasing number of universities have adopted decentralized budgeting practices to enhance stewardship of resources and foster…

Financial literacy is an area of knowledge with which many Americans struggle. For students transitioning from a free public K-12 system to a pay-to-attend system in higher education, understanding the actual cost of college becomes vital so they can persist to graduation. This study focused on low-income, campus-housed first-year students in the…

Financial technology (fintech) is a rapidly evolving industry. As in any high-growth industry, a significant challenge is the acquisition of top talent, especially university graduates. However, most experts in this field have not been formally trained in an academic environment. Degrees in Fintech did not exist until recently. In this study, we…

Due to the increased financial pressure--exacerbated by the COVID-19 pandemic--that students in higher education need to endure, considerable attention is being drawn towards the determinants of student financial anxiety. A conflicting picture has been captured about financial literacy, which has been shown to either be associated with better…

Educating people in personal finance is of utmost importance. However, previous studies show that traditional approaches to financial education may lack experiential learning components that help students connect theory and practice. This article describes a pedagogical approach to financial literacy education taught at an international liberal…