Financial literacy, viewed not only as a fundamental skill but also as an investment, proves valuable for individuals, aiding them in making sound financial decisions and savings. In the current societal landscape, where financial responsibilities are important, instilling financial education early on through suitable programs becomes pivotal,…

There is a growing awareness of the importance of financial management skills. However, few studies have systematically examined this topic in China's current higher education (HE) system. In this study, we examine whether enrolling in a finance-related program, either as a degree program or as an elective, improves students' financial literacy…

Historically, private education has been an option mostly for families who could afford the cost or received financial help. Years of research have shown that many families would choose private schools and other educational resources for their children if they did not face insurmountable financial or geographical limitations. Private educational…

Using a quasi-experimental method and content analysis as a technique, this study tests ChatGPT, in its version 4, by assessing its textual characteristics and overall understanding regarding the recognition criteria of provisions under International Accounting Standards (IAS) 37, as issued by the International Accounting Standards Board (IASB).…

T his study aimed to determine the financial literacy levels of students studying in different programs at the university. For this purpose, the content of undergraduate education programs and the effect on the individual's financial literacy were investigated. The study assumes that financial literacy, which is necessary for life, will be gained…

Purpose: This study examines the relationship between financial literacy and risk-taking behavior in the stock market for both graduates and undergraduates. Design/methodology/approach: This study conducted two surveys on two groups: graduates and undergraduates. The questionnaires were sent to the two groups via "Google Form". The…

Financial scenario modelling appears to offer the potential to help universities cope with an uncertain funding environment. By means of a questionnaire survey of UK universities, supported by interviews with members of finance departments, this paper explores the prevalence and construction of financial models used for scenario analysis.…

Simon Kuznets and John Maynard Keynes did research on the subject of propensity to consume. Kuznets asserted that people do not alter their consumption/saving ratio and spend more when they have more disposable income. Keynes alleged that when disposable income increases, the rate of saving also increases over time because people tend to keep…

Rangahau Matauranga o Aotearoa | New Zealand Council for Educational Research (NZCER) began working with Te Ara Ahunga Ora Retirement Commission in mid-2019 to evaluate Sorted in Schools, Te whai hua -- kia ora. As well as 3 years of evaluation, NZCER has undertaken research to support and develop a sustainable professional learning and…

Young people's financial and digital literacy have been studied independently and in-depth during the last decades. However, digital financial literacy as a compound concept is novel and still needs to be explored in the scientific literature. This work investigated young people's perception of their digital financial culture, identified factors…

Traditionally, civil servants and public officials are highly educated and have strong administrative expertise. Public financial managers have been regarded as 'guardians of the public purse', who have solid budgeting, accounting and auditing skills. However, the development of 'mega-trends' such as digitalization and e-government affect the…

Bullying is widely prevalent in the US. Although anti-bullying laws have been implemented across the country since 1999, bullying prevalence rates remain high. Research suggests that being a bully or a bully victim or both makes an individual more likely to experience worse physical, mental, and financial health. This dissertation comprises of…

Browsing social media during back-to-school time, one frequently encounters pleas from teachers to help purchase classroom supplies through #clearthelist campaigns or to support their class' DonorsChoose projects. At a time of historically high levels of education spending, why do teachers require additional assistance to meet basic classroom…

Many concepts in the study of financial management involve complex equations that require manipulating and testing with varying parameters in order to understand the relationships inherent in these equations. Such is the case with the concepts of Bond Duration and Convexity that are taught in such financial management courses as "Financial…

Advocates of charter schools hold that the marketization of education compels all schools to be innovative in raising student achievement outcomes. Opponents of charter schools dispute whether the impact of charter schools on student achievement is statistically sufficient to justify taking resources from traditional public schools. Another…