Student-parents face unique postsecondary persistence and completion challenges as they balance raising children with the demands of coursework and possibly employment. In order to help lowincome student-parents earn degrees and credentials, the federal government provides Child Care Access Means Parents in School (CCAMPIS) grants to institutions…

With grant and scholarship aid as well as family resources unable to keep pace with college costs, loans have become a fact of life for millions of college students each year. In deciding how and how much to borrow, these students are making highly consequential decisions that will impact their future in unknown ways. Policy should aim to reduce…

With more than 38% of all 2015-16 undergraduates taking out student loans, total student loan debt of over $1.3 trillion, and a projected cumulative student loan default rate of nearly 40 percent by 2023, Income Share Agreements (ISAs) have gained traction, emerging as an alternative financial aid mechanism. This study utilizes nationally…

As the Biden-Harris administration seeks to hasten the country's recovery from the COVID-19 pandemic, reforming the U.S. higher education system to ensure equitable access and attainment for all adults is more important than ever. Most student parents are mothers, students of color, adult and working learners, students with low incomes, and…

Nearly four million U.S. undergraduate college students are parents or guardians of children under the age of 18. These student parents, who already faced immense financial, child care, food, and housing insecurity before the COVID-19 pandemic, are now dealing with multiple new barriers, including school closures, lay-offs, and child care…

The designation "low income" is often assigned to students who are Federal Pell Grant eligible; however, family incomes for these recipients range from $0 to as high as $60,000 (Baum & Payea, 2011). Over 93% of all zero expected family contribution (EFC) students have a family income of $30,000 or less and constituted 67.4% of all…

This manuscript reviews issues that differentiate traditional academic cheating from course misconduct that is motivated by a desire to defraud financial aid services in the U.S. Past research on college student cheating has assumed that cheaters are driven by an incentive to obtain undeserved grades in college in order to ultimately obtain a…

Student parents face many challenges, including paying for child care, that can make it difficult for them to complete a degree. The federal government supports student parents through Education's Child Care Access Means Parents in School (CCAMPIS) program, which provides colleges funding for child care services, and federal student aid, which can…

The COVID-19 health crisis has laid bare the structural inequity in the financial aid system. The pandemic has hit the lowest-income students hardest, with many struggling to afford the basic technology for online learning on top of new or exacerbated food and housing insecurity. Federal and state dollars predicated on Pell Grant eligibility, time…

The "2018-19 Counselors and Mentors Handbook on Federal Student Aid" provides useful information to help high school counselors, TRIO and Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR UP) staff, and other mentors advise students about financial aid for postsecondary education. This book focuses on the federal…

The 2017-18 "Counselors and Mentors Handbook on Federal Student Aid" provides useful information to help high school counselors, TRIO and Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR UP) staff, and other mentors advise students about financial aid for postsecondary education. This book focuses on the federal…

This report shares the perspectives and aspirations of 17 low-income and working-class students based on interviews the Institute for Higher Education Policy (IHEP) conducted over two semesters of their college journeys. The report identifies opportunities for policymakers and institutional leaders to support all students through completion,…

Student parents face many challenges to accessing, persisting, and completing postsecondary education. While some of these challenges are unique to student parents--such as finding quality child care during class and work hours and juggling studying and academic assignments with parenting duties--others are typical of low-income and underserved…

This publication describes student financial assistance programs available through the U.S. Department of Education's student financial aid programs. Thirteen sections focus on: "Education after High School"; "Paying Tuition and Other Costs"; "Applying for Financial Aid"; "Eligibility Criteria";…

This publication presents a basic summary of student financial assistance programs provided by the federal government and explains how to apply for them. It begins by reviewing sources of information about student aid. A general information section covers student eligibility, financial need, dependency status, applying, special circumstances,…