Analyzed data from the 1992-93 and 1995-96 National Postsecondary Student Aid Study (NPSAS) and found that the 1992 amendments to the Higher Education Act were associated with an increased tendency to borrow at the federal limit, particularly among undergraduates from middle-income families. (EV)

Presents findings on the changes in borrowing related to the 1992 reauthorization of the Higher Education Act. Between academic years 1989-1990 and 1995-1996, the total dollar volume in federal student loans doubled, increasing from about $13 billion to about $28 billion. Describes key changes in student borrowing. (SLD)

This publication compares the borrowing patterns of undergraduate students surveyed in the National Postsecondary Student Aid Studies of 1989-90, 1992-93, and 1995-96 who received federal Family Education (Stafford) or Supplemental Loans for Students, based on data from the National Student Loan Data System. The primary purpose of the study was to…

This study examined the effects of the Higher Education Amendments of 1992 on Federal Family Education Loan Program (FFELP) borrowing in Pennsylvania during the July-to-December periods of 1992 to 1993. The Amendments increased the annual borrowing limits for the Federal Stafford loans and Federal Supplemental Loans for Students (SLS), eliminated…

This publication identifies a variety of situations in which it may be necessary to use professional judgement in the needs analysis of students requesting financial aid. Alternatives are suggested to aid administrators in more sensitively assessing the ability of a family to pay for postsecondary education. The intent is to describe alternative…

This study explored the role of financial aid in promoting year-to-year persistence over a five-year period following reauthorization of the Higher Education Act in 1992. The study cohort included 6,711 full-time beginning freshmen in the fall 1993/1994 terms at Arizona State University. Variables examined were (1) effects of receiving any…

This study examined effects of increased availability of undergraduate student loan funds under the Higher Education Act Amendments of 1992. It studied the effects of price variables and accumulated debt on student persistence decisions using data from the National Student Postsecondary Aid 1992-93 and 1995-96 Surveys. For two-year college…

This report lists recommendations approved by the National Association of Student Financial Aid Administrators (NASFAA) for reauthorization of the Higher Education Act and is intended to be submitted to U.S. Congressional hearings scheduled for fall 1997. It covers nine major areas: (1) grant-loan imbalances; (2) level playing field loan issues;…

In 1992 the Clinton Administration proposed phasing out the federally guaranteed student loan program and replacing it with a direct lending program run entirely by the federal government, claiming that this approach would save taxpayer money and simplify a complex program. Opponents of the Administration plan argued instead for changes in federal…