To cover the costs of college, students and their families are using loans, grants, savings, and, increasingly, a specific type of college savings plan known as a "529." These planned are named after a Section of the Internal Revenue Code that confers tax exemption to qualified state tuition programs. There are two types of 529 plans:…

The escalating cost of higher education is causing many to question the value of continuing education beyond high school. To determine whether higher education is worth the investment, it is useful to examine what is known about the value of higher education and the rates of return on investment to both the individual and society. There is…

College students are leaving their higher education institutions with more educational loan debt than ever before. From academic year 1994-1997 to 1999-2000, the amount postsecondary education students borrowed through federal student loan programs jumped from $24 billion to $33.7 billion, and total debt for borrowers who received master's and…

This CRitical Issue Bibliography (CRIB) Sheet contains selected citations for research related to graduate fellowships and a listing of some of the many tools available to aid students in identifying and applying for graduate fellowships. The citations are grouped into these categories: (1) History of Fellowships; (2) Research on Graduate…

This digest summarizes challenges that American Indian and Alaska Native students face in obtaining adequate postsecondary financial aid and describes general sources of aid for Native students. The number of Native college students is growing rapidly, but obtaining adequate financial aid is the most serious obstacle to completing postsecondary…

This digest examines the various financial sources minority students use to meet the costs of higher education, some of which were created with the specific goal of promoting their college attendance. Sources include federal student loans, pre-college programs and grants, college prepaid plans, and student credit cards. Policy recommendations to…

This brochure suggests steps students and parents can take to secure financial aid for higher education. The document contains six sections which cover: (1) types of aid available, including grants and scholarships, work-study programs, and loans; (2) determination of aid eligibility, a process including a demonstration of financial need (or merit…

The literature on college students covers five themes: (1) financing, (2) disciplinary issues, (3) diversity, (4) retention, and (5) students' roles in campus innovations and change, although most of the literature is devoted to funding and student discipline. Most of the articles dealing with financing focus on the rising cost of tuition and…

This document is comprised of the two issues published in volume 1 (1999) of "Parent News Offline," a newsletter of the National Parent Information Network (NPIN), designed to introduce those without Internet access to the activities and information available through NPIN. The spring 1999 issue contains the following articles: (1)…

Nontraditional students are the fastest-growing segment of the postsecondary population. About 41% of students are over 25, and nearly 12% are over 40. Previously, the bulk of financial aid went to traditional-age, usually full-time, students in degree programs. Today, however, the sheer numbers of nontraditional students, including distance…