Explains recent changes in financial aid opportunities for college students resulting from changes in the Higher Education Act. In addition to federal changes, state changes in student financial aid that are being considered are discussed. Focuses on the role of the admission staff in promoting the character of the institution's financial aid…

A bachelor?s degree has become worth more than $1 million in lifetime earnings, the other economic and social benefits of college are even more important, including increased tax revenues, decreased reliance on public assistance programs, lower unemployment rates, and increased voting, volunteering, and other civic activities. Because a college…

Describes ways to cope with the costs of higher education, including comparing how different colleges award and structure aid packages, paying off debts, and otherwise managing assets. (SK)

This report examines the extent to which correspondence schools participate in the Stafford Student Load Program and the rates at which students from these schools default on their student loans. It is revealed that the average borrower default rate for students attending correspondence schools was more than double the rate, 42.2 percent versus…

This report addresses the dollar savings described in the Government Accounting Office's (GAO) report supporting direct lending as opposed to the present guaranteed student loan program. The critique explains the changes in the GAO model assumptions and projections that are believed necessary to move from the original $4.8 billion savings to a…

This report provides results from a Minnesota state survey designed to identify the characteristics of the students enrolled in Minnesota colleges and how their families are financing their education. Data are presented from survey responses of 5,347 undergraduate college students. Information is presented separately for dependent and independent…

This report describes the status of State and federal financial assistance available to students enrolled in postsecondary institutions located in New York State during the two academic years, 1987-88 and 1988-89. The introduction contains a brief overview of State and federal student assistance programs and highlights recent developments in those…

In response to the requirements of the Higher Education Amendments of 1986, this report addresses the impact of the two-year-old Student Loan Consolidation Program. Principle findings of the investigation concern the higher interst costs to the borrower that are brought about by longer payment plans and the fact that the government's subsidy costs…

This document discusses issues relating to recent findings from the Congressional Budget Office relating to the cost of a college education. A groundbreaking new study from the Congressional Budget Office (CBO) sheds some light on issues of college affordability and accessibility. The January 2004 study, entitled "Private and Public Contributions…

This article examines the characteristics of low-income undergraduates and how they pay for college. It examines their financial need, describes the contribution of financial aid, and presents what is known about how they close the gap between their costs and the amount of aid they receive. (JM)

This paper provides recommendations for the development, implementation, and evaluation of a demonstration program designed to assess direct lending as a replacement for the current federal student loan program. It offers a list of principles which the demonstration project should address. Recommendations include: (1) maintenance of student…

This report presents findings of an analysis of the debt incurred by college graduates from student loans and of the ability of Florida residents who graduate from state institutions to repay this debt within discretionary income. Further reported are recommendations for a systematic procedure for determining the need for increased funding of…

This report briefly summarizes Alaska's student financial aid programs and the participation levels for 1991-92. After introductory remarks, more detailed sections focus on the following specific programs: (1) the Alaska Student Loan Program; (2) the Alaska Family Education Loan Program; (3) the Alaska Teacher Scholarship Loan Program; (4) the…

This report examines how students, especially those with high abilities, choose a college based on information from four areas: (1) published research comparing various schools' subjects as well as some unpublished comparative data from various sources; (2) young adult fiction that deals with issues related to college choice; (3) media accounts of…

The report provides information on the possible impact of revised eligibility requirements on the volume of supplemental loans for students (SLS). These are market-rate loans made to postsecondary students in addition to or in lieu of other financial aid, such as Stafford loans (formerly called guaranteed student loans) and Pell grants. The data…