After 1 year, the efficacy of three retirement seminars (financial planning information, n=30; financial goal-setting, n=25; combined information and goal-setting, n=25) was measured. Compared to those of 26 controls, goal clarity, planning, and savings practices of seminar participants were most changed. Strongest impact was on those in combined…

Compared extent and patterns of financial planning among 234 Black professionals with those of White professionals. Data revealed similar expectations of continued income, supplementing finances by working in another occupation, pension income, and dependency on spouses for income. Although Blacks invested less in stocks and bonds and bank…

Many women fail to plan for retirement due to economic constraints, interrupted career paths, lower earnings, gender bias, gender-role socialization, self-esteem, role definition, locus of control, or risk tolerance. Retirement education must address women's specific issues regarding financial planning. (SK)

Examines ways in which discussion of education for older adults has been enlarged and expanded since 1973. Discusses developments in third-age learning, educational gerontology, and preretirement education. (Contains 33 references.) (SK)

Interviews with 245 organizations in New England discovered that 51.8% offer some preretirement planning programs, most often one-to-one or group counseling, presented by in-house staff (76.5%). Financial topics dominated; 61.9% held programs on company time, and 93.5% of organizations paid all program costs. (SK)

Companies offering 401(k) plans should provide education so that employees are able to make informed investment decisions. Companies that do not may be held liable. They must also be careful to provide information, not financial advice. (SK)

Interviews conducted in 1994 with policy experts and researchers and from focus groups of adults aged 40-48 regarding the future work and retirement needs of baby boomers found that many adults are anxious but unable to plan for a financially secure future. (Author/JOW)

Results of an analysis of the 1998 Retirement Confidence Survey (n=711) showed that women who had higher incomes, exhibited better financial behaviors, had more positive attitudes toward retirement, and exhibited a higher level of risk tolerance were more likely to seek professional help when making retirement decisions. (Contains 49 references.)…

Studies on retirement reporting that, compared to people not retired, recent retirees exhibited less income, more physical and mental illness, lower self-esteem, and less life satisfaction have been challenged and new findings have been revealed by longitudinal studies using data from large samples. It appears that perhaps the way individuals…

This document contains prepared statements and witness testimony from the Congressional hearing on the economics of aging and preretirement planning. Prepared statements are given by Representatives Skelton and Daub. Topics which are discussed include the population affected, needs of the elderly, and government role. Witness testimony is given by…

Teachers in the Cobb County (Georgia) Public Schools are well prepared for retirement by participation in day-long retirement seminars at which all retirement business can be conducted, extensive preretirement workshops and counseling, special receptions and conferences to update previously retired teachers, and additional activities. (PGD)

The author outlines the dimensions of the retirement boom in Australia and the cost implications of the changing population structure. He also discusses preretirement education (PRE) in Australia and the centralized information and planning of PRE. Finally, he uses American data to provide market background for a discussion of new activities. (CT)

A survey of more than 725 federal, state, and local government agencies received a 30 percent response indicating that 52 percent provide preretirement education (considerably less than the private sector); public agencies emphasize financial more than psychosocial or physical issues; and public sector programs make little postretirement contact…

Survey responses from 298 adults over 50 indicated that they were interested in instrumental learning focused on maintaining personal resources and capacity in order to engage with local, national, and global concerns. A more accurate picture of motivation arises from asking what adults want to do that is personally meaningful, instead of what do…

Designed for faculty and exempt administrators at Washington's community colleges, this handbook explains available retirement plans, deductions, and options. First, a glossary of terms and an index to sections of the handbook dealing with the concepts are provided. The bulk of the handbook uses a question/answer format to present information on…