Individual Learning Accounts (ILAs) -- virtual accounts in which individuals accumulate training rights over time -- are gaining renewed momentum as a means of placing individuals at the centre of lifelong learning. Yet, establishing ILAs is a resource-intensive process that requires strategic planning, sustained investment and ongoing refinement. This report presents a comprehensive framework to support policymakers in navigating this process, drawing on insights from six countries: Croatia, Czechia, France, Lithuania, the Netherlands and Singapore. It offers practical guidance on addressing key policy decisions across the design and implementation phases. In the design phase, the report explores how to define budgets, set clear objectives, identify target groups, select eligible training opportunities and determine funding allocations. In the implementation phase, it examines governance structures, digital platforms, training quality assurance, enabling frameworks and mechanisms for evaluation and continuous improvement.