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Hauptman, Arthur M. – 1983
Perspectives on defaults occurring under the two major federal student loan programs, Guaranteed Student Loans (GSL) and National Direct Student Loans (NDSL), are presented. Attention is directed to differences in the size and mode of operation of these programs, the extent and costs of default, comparisons with other types of loans, and the…
Descriptors: College Students, Expenditures, Federal Aid, Higher Education
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1983
Hearings on student loan consolidation are presented. Only the Student Loan Marketing Association (Sallie Mae) has the authority to consolidate student loans and that authority--scheduled to expire on August 1, 1983-- is being reviewed. State guarantee agencies have requested the statutory authority to consolidate loans. The findings of a study by…
Descriptors: College Students, Debt (Financial), Federal Aid, Hearings
Hauptman, Arthur – 1985
Federal costs of the National Direct Student Loan (NDSL) program and the Guaranteed Student Loan (GSL) program are compared, and alternatives to the current system of student financial assistance are discussed. It is estimated that over the life of the loan, the long-term federal costs of GSL and NDSL per dollar loaned are approximately the same…
Descriptors: Capital, Change Strategies, College Role, College Students
Advanced Technology, Inc., Reston, VA. – 1983
Specifications of the current student financial aid system, with attention to the Pell Grant, Guaranteed Student Loan (GSL), and campus-based programs, are provided. The methodology used to develop the specifications is also described. The campus-based programs include the Supplemental Educational Opportunity Grant Program, the College Work Study…
Descriptors: Delivery Systems, Eligibility, Federal Aid, Financial Aid Applicants
Hauptman, Arthur M. – 1982
Student loan alternatives for states, educational institutions, and others who may be facing recent or anticipated reductions in federal aid are considered. Attention is focused on short-run possibilities that require relatively little or no modification of existing federal statutes. Considerations in developing loan alternatives include the…
Descriptors: Bond Issues, Educational Finance, Eligibility, Federal Aid