This paper presents the Federal Student Aid Annual Report for 2010. Federal Student Aid experienced an extraordinary year in 2010. The passage and enactment of the Health Care and Education Reconciliation Act of 2010 ushered in sweeping reforms to the federal student financial assistance programs, resulting in tens of billions of dollars in…

Colleges and universities are finding that improvements in the guaranteed student loan process are making it more attractive than direct lending. In its third year, the direct lending program's total loan volume remains at 33%, well below the 50% goal set in originating legislation. Even some of its strongest supporters fear the program will have…

This introductory article describes current research on student loans in developing countries and concludes that student loans in these countries are feasible, can promote wider cost sharing, and can help to generate additional resources for higher education but only if loan programs are well designed and efficiently managed. (Author/DB)

Issues concerning mortgage-backed student loans are examined, with attention to the new tax law, policy and practical concerns that a college should address before starting this type of loan program, public policy issues, and two types of plans. The Tax Reform Act of 1986 phases out the deductibility of consumer interest charges and as a result…

This evaluative report by the General Accounting Office (GAO) summarizes Department of Education actions made through April 1996 in response to 205 recommendations to improve the management of federal student financial aid programs. The report concludes that the Department had completed actions or had actions in progress or planned for 186 of the…

Two possible types of loans for undergraduate study are outlined (loans to cover fees only and loans for living costs), and suggested repayment schemes and need analyses are given. Some notes are given on the administration of such a program. (MSE)

The Texas College and University System Coordinating Board is responsible for statewide planning and policies for Texas higher education. This report highlights and summarizes the work of the board from October, 1974 to May, 1975 in the areas of financial planning including development of formulas to provide adequate levels of financing and…

Packaging student financial aid, bringing the various forms of assistance together into a combination of resources sufficient for an individual student to meet college costs, reflects national and institutional philosophy about who should have access to higher education and who should pay, and how the pool of applicants is to be treated equitably.…

The council's recommendations for 1977 for college-based financial aid programs and for the guaranteed student loan program are both summarized and explained, and the progress of financial aid programs in 1976-77 is reviewed. The latter review includes the training of aid administrators, aid application simplification, regulations and guidelines,…