This is the fifth annual report that NZCER has prepared for the Sorted in Schools, Te whai hua--kia ora programme, a financial literacy programme for secondary school students, led by Te Ara Ahunga Ora Retirement Commission. In 2024, our focus is to explore how Sorted in Schools is used and valued in English-medium educational settings. We used a…

This study was designed to test the efficacy of the Open Hands finance program. The program was designed to increase financial literacy among Christian college juniors and seniors, and the study was conducted at two Christian institutions in the Midwest and Southeast United States. The literature suggests a dire worldwide need for financial…

This is the fourth annual evaluation report for the Sorted in Schools, Te whai hua -- kia ora programme, a financial literacy programme for secondary school students and akonga, led by Te Ara Ahunga Ora Retirement Commission. In 2023, the evaluation focused on collecting data about key programme goals and reporting on the proportion of schools and…

T his study aimed to determine the financial literacy levels of students studying in different programs at the university. For this purpose, the content of undergraduate education programs and the effect on the individual's financial literacy were investigated. The study assumes that financial literacy, which is necessary for life, will be gained…

The Veterinary Perspectives Institute (VPI) was designed to address the challenges faced by underrepresented youth who are interested in veterinary medicine. This study examines the VPI, a tuition-free program that introduces students from under-resourced high schools to veterinary medicine and One Health through a hands-on, transdisciplinary…

This quasi-experimental pilot study addressed the need for financial literacy services to assist in increasing and providing financial literacy skills development to first-generation, low-income students through a TRIO Student Support Services program. Identification of student needs and support implementation to provide effective services is…

Providing high-quality services to students with disabilities in rural settings can be challenging, as rural schools often lack resources both in and out of the classroom. One potential option to provide high-quality mathematics instruction to students with disabilities in rural areas is using virtual manipulatives and online instruction. In this…

Culturally Relevant Pedagogy (CRP) is an educational framework that illustrates how to foster educational excellence through a focus on cultural competence, critical consciousness, and academic success, which aims to empower students by making education more applicable and responsive to their lived experiences (Ladson-Billings, 1995). This study…

Financial education is a high priority for policymakers around the world. Many developing economies, including China and India, and the vast majority of OECD member countries, have implemented national financial education strategies. As enormous resources are being invested into financial education, the effectiveness of financial education…

Since 2012, the Prudence Foundation has been working to address the gap in financial literacy in developing nations by creating and distributing financial literacy media and curricula targeting 7- to 10-year-olds in Asia and, more recently, Africa. "Cha-Ching!" is a multipronged learning initiative that reaches children, teachers, and…

This report shares findings from EDC's evaluation study of "Cha-Ching Money Adventures." "Cha-Ching" is an interactive learning game that introduces 7- to 10-year-olds to fundamental financial concepts and fosters family dialogue about financial decisions. The authors found that the game was engaging for eight- and…

Despite the U.S. having one of the highest college access and participation rates in the world, equity gaps exist that impact access and success for first-generation, low-income, underrepresented students in higher education (Cahalan et al., 2020). The goal of going to college is often imperiled for first-generation, low-income, transfer students…

Technological advances have created unprecedented opportunities for online financial education that can be used to improve financial literacy and money management practices. While online financial education programs have become popular, relevant research and theoretical frameworks have rarely been considered in the development of such programs.…

The University of Minnesota Extension, in partnership with the Consulate of Mexico in Saint Paul, Minnesota, expanded the Ventanilla de Asesoría Financiera -Financial Education and Family Asset Protection Program to serve families in rural areas. The financial education services were expanded to 25 rural counties in Minnesota during 2017 and 2018.…