This paper studies the patterns of individuals' student loan repayment for up to 12 years, tracking borrowers through the formative ages of the early 20s to the late 30s. Using social sequence and cluster analysis to understand these longitudinal repayment histories, we identify five archetypes of loan repayment that describe borrowers'…

Dual enrollment (DE) programs allow high school students to take college coursework and simultaneously earn both high school and college credit. These programs have become increasingly popular in recent decades, with roughly one-third of high school students taking at least one DE course. However, the financial implications of taking DE courses…

This chapter documents racial/ethnic inequities in transfer among a national sample of first-time beginning students included in the newest wave of the Beginning Postsecondary Students Longitudinal Study (BPS:12/14). Implications for transfer partnerships in promoting racial/ethnic transfer equity and improving student success are included.

Many existing student persistence and retention studies overlooked the different types of departure (e.g., dropout, transfer) and aggregate them into a single departure variable, as a result, the estimates from these studies are spurious when one is interested in what student characteristics prompt dropout but not transfer. This can be especially…

Research on college completion for students who work during their undergraduate education often approaches the topic from a financial perspective focused on aid and income status. This study takes a different approach by exploring the intersectionality of student employment and race, in relation to six-year bachelor's degree attainment. Based on a…

The skilled technical workforce (STW) comprises workers in occupations that require significant science, technology, engineering, or mathematics (STEM) skills but not a bachelor's degree for entry. The United States had over 17 million STW workers in 2017, and is expected to be short about 3.4 million workers who are qualified for the available…

Objective/Research Question: This article examines the racial equity of transfer incentive policies by responding to the research question: How do students of differing races and ethnicities vary in their opportunity to benefit from transfer incentive policies? Methods: We utilized a mixed-methods approach, grounded in Critical Race Theory (CRT).…

Postsecondary attainment is widely recognized as key to accessing living-wage careers--in addition to fulfilling workforce demands and elevating the United States' standing on the world stage. While much of the work to increase attainment rates has recognized the role of reengaging adults who have some college credit, but no degree or certificate,…

Evidence of inefficient course-taking patterns at community colleges has spurred policy conversations about how to ensure effective course sequences. Structural reforms, like guided pathways, seek to reduce major switching as a means to streamline student course taking and eliminate unnecessary credits. By placing students into broad fields of…

Objective: The purpose of our study was to identify the factors associated with federal loan default among a nationally-representative sample of community college students. The guiding research question was: For community college students who borrow federal loans, to what extent do demographic, academic, and enrollment characteristics relate to…

Latinx student enrollment in college has dramatically increased in recent years, yet they are more likely than other racial groups to enroll at open access and public two-year institutions (Rodriguez, 2015). While public-two-year sector provides an encouraging postsecondary pathway for Latinx students, only 13% of all community college students…

This research brief uses nationally representative data from the 2012/17 Beginning Postsecondary Students Longitudinal Study (BPS:12/17) to examine post-college transitions of US undergraduates into the skilled technical workforce (STW), defined here as workers in a collection of occupations that require significant levels of science, technology,…

Because of increasing mobility among various college student populations, both the baccalaureate degree attainment of community college beginners and the role played by their receiving 4-year institution are growing in importance. In this study, we examined how the academic and social involvement of community college transfer students differs by…

A previous "Evidence Speaks" report described the high rates at which student loan borrowers default on their repayment within 12 years of initial college entry, often on relatively modest amounts of debt. A striking pattern emerging from that and other prior work is how dramatically default rates vary by institution sector and by…

In 2017, the U.S. Department of Education released groundbreaking data showing that half of Black or African American borrowers who first entered college in the 2003-04 academic year defaulted on their student loans within 12 years. New federal data released this fall show that these numbers have not improved: Black or African American borrowers…