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Download full textFurquim, Fernando; Deane, K. C.; McCall, Brian P.; DesJardins, Stephen L. – AERA Open, 2022
This paper studies the patterns of individuals' student loan repayment for up to 12 years, tracking borrowers through the formative ages of the early 20s to the late 30s. Using social sequence and cluster analysis to understand these longitudinal repayment histories, we identify five archetypes of loan repayment that describe borrowers'…
Descriptors: Student Loan Programs, Loan Repayment, Loan Default, Racial Differences
Direct linkWalpole, MaryBeth, Ed. – ASHE Higher Education Report, 2007
This volume examines conceptual frameworks and models that flow from scholars' definitions and operationalizations of social class: status attainment theory, human capital theory, the financial nexus model, Bourdieuian theory, and critical race theory. Since students often have multiple social locations that affect their educational process, the…
Descriptors: Higher Education, Access to Education, Human Capital, Definitions
