The effects of the current student financial aid delivery system on five major participant groups are examined: federal government, states/guarantee agencies, postsecondary institutions, lenders and secondary markets, and applicants and families. Attention is directed to effects of the current system, including: administrative costs, fund…

This report on the Guaranteed Student Loan (GSL) Program in the California community colleges discusses the repayment of student loans and recommends strategies for reducing default rates. Introductory material highlights the following trends: (1) financial aid programs for low-income students have failed to keep pace with demand; (2) by 1983,…

The references and annotations in this student aid bibliography are organized in seven major categories based on primary content or emphasis: (1) sources of program information; (2) the history, philosophy, and purpose of student aid; (3) financial aid administration, management, and problems; (4) financial aid administration as a profession; (5)…