Several problems have been identified in the administration of student financial aid programs in California, including high default rates in the Guaranteed Student Loan (GSL) Program, a significant decrease in the number of eligible students receiving financial aid, workload increases in program administration, and unmet needs for financial aid…

Packaging student financial aid, bringing the various forms of assistance together into a combination of resources sufficient for an individual student to meet college costs, reflects national and institutional philosophy about who should have access to higher education and who should pay, and how the pool of applicants is to be treated equitably.…