Borrowing has become increasingly central to U.S. students' college financing choices. However, concerns about indebtedness may serve as a barrier to attaining a college degree for many students, particularly women and Black and Hispanic students. This study explores the determinants and heterogeneous impacts of debt aversion, or aversion to…

According to the National College Attainment Network (NCAN, 2023), each year, thousands of high school graduates leave billions of dollars in federal student aid unclaimed because they do not complete the Free Application for Federal Student Aid (FAFSA). To holistically investigate this phenomenon, this dissertation accomplished three goals. The…

Guided by several theoretical approaches to student success, this study tested cognitive and non-cognitive variables including a set of background, financial, and psychosocial factors. Regression analysis revealed five foci predicted Latina/o student's sense of belonging at a Hispanic Serving Institution. These include: (1) finances/financial aid;…

The purpose of this study is to identify determinants of student persistence and degree completion in Louisiana. Currently, the state ranks second to lowest in the nation with individuals who experience higher education and obtain a college degree. Recognition of influential factors on student persistence and degree completion allows legislators…

Enrolment in higher education has risen dramatically in Latin America, especially in Chile. Yet graduation and persistence rates remain low. One way to improve graduation and persistence is to use data and analytics to identify students at risk of dropout, target interventions, and evaluate interventions' effectiveness at improving student…

In this dissertation, I explore questions relating to estimating and framing college net pricing. In the first study, I measure variation in actual grant aid awards for students predicted by the federal template Net Price Calculator (NPC) to receive identical aid awards. Estimated aid derived from the federal template NPC accounts for 85 percent…

Enrollment in higher education has risen dramatically in Latin America, especially in Chile. Yet graduation and persistence rates remain low. One way to improve graduation and persistence is to use data and analytics to identify students at risk of dropout, target interventions, and evaluate interventions' effectiveness at improving student…

This report for Success Boston, The Boston Foundation and the Boston Opportunity Agenda explores the many reasons why students at two institutions, Bunker Hill Community College and UMass-Boston, "stopped out" of their learning without a degree, and the reasons they did (or did not) return. The report also discusses ways in which other…

Financial aid is often linked to evidence of learning inside the classroom (students' GPA) and financial need. This mixed-methods study describes an assessment of a scholarship designed to encourage learning outside the classroom that required incoming students to live in a living-learning community (LLC). Results showed that though receipt of the…

This research aims to understand the factors influencing international academic mobility within the Chinese higher education context. The inventory of University Students' Perceptions of Influencing Factors for International Academic Mobility was developed and tested to enquire about Chinese university students' perceptions of factors influencing…

In 2010, McCracken County, Kentucky implemented the Community Scholarship Program (CSP) to provide graduates of high schools in the county an opportunity to receive a tuition-free community college education. Quantitative data was collected throughout the various stages of student progress through the program. As the first cohort of CSP students…

The funding of students in UK higher education (HE) has undergone radical reform over the past two decades. Using a unique dataset, this paper investigates student expectations of debt. We find that a student's gender, ethnicity, and year of study play an important role in determining their expected debt. Students in receipt of financial support…

No group of college students persists at a rate lower than freshmen students to their sophomore year. In 2011, those rates varied from 55.4% at two-year public colleges to 80.3% at private schools offering a PhD program. This study investigated the impact of five pre-matriculation variables on the retention of freshmen students to their sophomore…

The purpose of this study was intended to examine the inner voices behind the students' choices of American higher education and their persistence in college in relation to financial factors, especially the student financial aid programs and their debt burdens during and after college. Case studies were used to answer the three research questions:…

This study draws upon social cognitive career theory and higher education literature to test a conceptual framework for understanding the entrance into science, technology, engineering, and mathematics (STEM) majors by recent high school graduates attending 4-year institutions. Results suggest that choosing a STEM major is directly influenced by…