Implementation of ESA programs will not be easy. The ESA model is novel and foreign to most state education agencies, which have little to no experience with helping families purchase a wide variety of educational goods and services using government funds. Even if agencies had the relevant experience, ESA programs are complex, involving millions…

The resources that federal financial aid, state financial aid, and federal public benefits programs provide, when they operate effectively, are critical to older students and students with children. This report seeks to shed light on how these programs are functioning by analyzing data and policies across four states--Colorado, Missouri, North…

The Parent PLUS loan covers the financial gap of a student's educational expenses after other forms of financial assistance. Depending on the unmet need, the PLUS loan amount borrowed can be tens of thousands of dollars for a single academic year. In this research article, I provide results from evaluating financial aid offers at Missouri public,…

In August 2022, the U.S Department of Education (ED) announced it would invoke the Higher Education Relief Opportunities for Students Act of 2003 (HEROES Act) to cancel up to $20,000 of federal student loan debts for borrowers who fell below certain income thresholds. The HEROES Act authorizes the Secretary to "waive or modify" statutory…

In response to rising college tuition and student debt over the past three decades, some institutions, localities, and states have implemented a range of tuition-free promise programs to promote college access and success. Programs vary widely in their design features, including eligibility stipulations and award structure. I explore the growing…

Although student loan debt has been rigorously studied over the past several decades, scant research has investigated how institutions of higher education communicate debt to current and former student borrowers. As COVID-19 forced the United States Department of Education to cancel the Annual Student Loan Acknowledgement as part of a student's…

In 2016, Missouri State University (MSU) received a National Science Foundation (NSF) grant to provide scholarships in science, technology, engineering, and mathematics (S-STEM) for academically talented students with financial need. The MSU S-STEM program provided two years of financial and academic assistance, supporting students who began their…

This quasi-experimental study examined the effectiveness of a one-time emergency financial relief program among Pell Grant eligible undergraduate students in Spring 2015 pursuing their first bachelor's degree across academic and financial outcomes. The academic outcomes included retention to the next semester, degree completion, attempted credit…

Postsecondary education is associated with achieving economic self-sufficiency and other positive outcomes. Young people in foster care face challenges pursuing postsecondary education, which can lead to them being less likely than their peers to enroll in college and less likely to earn a degree when enrolled. One federal initiative meant to…

Teachers are the most important school-based factor for student growth and achievement. Yet, for years, enrollment in the nation's schools of education has been in decline, and local education agencies (LEAs) have struggled to retain teachers. In many places, the stresses of the COVID-19 pandemic have exacerbated these issues, requiring states to…

Many students have concerns about the affordability of college, which may interfere with their potential success. However, foster care alumni have unique needs when making the transition into postsecondary enrollment. Compared to completion rates for the general population, postsecondary education outcomes for youth with foster care experience lag…

This dissertation investigates several topics in state merit-based financial aid research. The main research content includes three separate studies, primarily using the administrative datasets from the Missouri Department of Higher Education. The first study is an empirical paper that examines the effects of the Missouri Bright Flight Scholarship…

Grant aid -- whether based on financial need, merit, or a combination therein -- is the primary form of financial aid awarded by states. States use grant aid to encourage academic preparation, enhance access to postsecondary education, affect students' choice of college, support persistence, and reduce out-of-state migration. State grant aid…

Free college, or "Promise" programs--a model of student aid that covers at least full tuition costs for a subset of a given state's residents--have received a significant boost in the past few years. A central question has been whether the model benefits from more consistent political support over time as compared to other forms of…

Change swept throughout the country with the 2018 elections, bringing 20 new governors into office. Whether returning or starting their first term, governors are taking the opportunity in their State of the State addresses to highlight achievements and outline plans for the future. Every governor who has given an address has mentioned an…