The U.S. Government Accountability office (GAO) recently released a report presenting new data on eligibility and uptake for the Supplemental Nutrition Assistance Program (SNAP) among college students with low incomes. The report paints a stark picture that, despite high levels of food insecurity among college students, few are receiving SNAP…

In a joint fact sheet, The Institute for College Access & Success (TICAS) and National Student Legal Defense Network (Student Defense) partnered to provide key facts about the National Council for State Authorization Reciprocity Agreements (NC-SARA) and how it can undermine student protections.

The Free Application for Federal Student Aid (FAFSA) is the primary application that determines access to federal, state, and institutional financial aid. When students fail to complete their FAFSA application, they are less likely to enroll or complete a credential, leaving tens of millions of federal resources for students on the table. Boosting…

On August 24, 2022, President Biden announced that his administration would be cancelling $10,000 -- $20,000 of student debt for middle- and lower-income borrowers. Naturally, this announcement has unleashed a wave of follow-up questions among borrowers. This fact sheet is intended to help Californians with student loans navigate the process of…

Despite the availability of income-driven repayment (IDR) plans--and significant improvements to program design and generosity over time--too many federal student loan borrowers?continue to struggle with repayment. Many struggling borrowers never enroll in an IDR plan; even for some who do,?income-based monthly payments can?still be too high.…

In December 2023, TICAS published new research on the College Affordability Gap--the gap between students' total cost of attendance and non-loan aid available to them--in California, Michigan, and New York, with a focus on students eligible for Pell Grants. Our new report builds on this research with data from nine additional states (Colorado,…

The Tuition Assistance Program (TAP) is New York's primary aid program, accounting for 80 percent of state financial aid awards to students attending public, private non-profit, and for-profit higher education institutions in the state. TAP is available to students attending two-year or four-year degree granting programs as well as students…

This year, The Institute for College Access & Success (TICAS) Michigan Student Advocacy Fellows focused their advocacy on expanding resources for students to cover rising non-tuition costs associated with higher education. As their culminating project, the students conducted a survey assessing the impact of non-tuition costs on Michiganders…

This fact sheet focuses on how adult students in Michigan are accessing, affording, and completing postsecondary credentials. Adult learners are adult individuals, often considered to be aged 25+, who return to education, often at the high school and undergraduate levels. [This fact sheet was prepared with the Michigan Center for Adult College…

"Casualties of College Debt" uses the latest federal data on delinquency and default to better understand who student loan defaulters are, explores key themes of who defaults and why that emerged across over 20 in-depth conversations with a diverse group of experts, and lifts up the lived experience of default through voices of borrowers…

TICAS partnered with higher education researcher Dr. Donald E. Heller to examine the "affordability gap" that students are facing when paying for college. The report uses federal data to determine the so-called "college affordability gap" in three states--California, Michigan, and New York--with a focus on students who are…

Graduate borrowing makes up a growing share of today's student loans, with about half of all student loan debt borrowed for graduate programs. Average graduate borrowing has grown by about 7 percent for master's degrees and 11 percent for professional degrees over the last 5 years. Borrowing varies widely by field of study and institution type,…

Five years after our 2019 analysis of student borrowing rates across the University of California (UC) system, TICAS partnered with the University of California Student Association (UCSA) again to evaluate the state of affordability and student debt for undergraduates at the UC, and their implications for student success. While our analysis finds…

Current formulas for awarding federal student financial aid are based primarily on income and don't fully account for wealth inequality, especially by race. Students from low-income and low-wealth families--who are disproportionately Black and Latine--often have to take out more student loans to attend college. Inevitably, without family wealth to…

This brief examines how specific college affordability policies and practices at the federal, state, and institutional levels can be strengthened to close racial equity gaps in college affordability and completion and to support widespread diversity and representation in higher education. By increasing access to financial aid and shifting the way…