There is mounting evidence of increased international student financial and work precarity over the last decade in Australia. Yet, there has been a little scholarly analysis of which students are most affected by precarity and its sources. Drawing on two surveys of international students in Australia's two largest cities, conducted before and…

All Texans deserve access to affordable, high-quality learning opportunities that lead to credentials of value--postsecondary credentials that will unlock their potential, help them provide for their families, and pursue their dreams. Helping students understand the financial choices they will make before, during and after their postsecondary…

This report explores the financial wellness and mental health of students younger than 25 years old compared to that of students aged 25 and older using data from Trellis' Fall 2021 Student Financial Wellness Survey. The report identifies potential areas of concern and additional support to help younger students succeed in higher education.

Escalating college costs have far-reaching implications, especially for low-income and first-generation students. Lack of financial literacy can negatively affect the success of these learners and may have long-lasting consequences, yet there is a lack of literature about the borrowing and repayment obligations related to student loans of…

Many college students struggle to make ends meet while enrolled and sometimes must turn to a wide variety of safety net resources, including official government programs, borrowing from family, and selling belongings. This brief examines data from 63,751 undergraduate students who responded to Trellis' Fall 2021 Student Financial Wellness Survey…

This study explored financial challenges among students in pursuit of a social work degree. A total of 357 students (74% response rate) enrolled in either a BSW or MSW program responded to an anonymous survey. Findings revealed that about one third of participants reported a lack of awareness about the cost of the degree and received less…

This study of the financial circumstances of students at Australian Universities is being undertaken by the Melbourne Centre for the Study of Higher Education (MCSHE) at the University of Melbourne for Universities Australia, which has funded the study. Universities Australia is the peak body for Australia's universities. The purpose of the…

This study examined a sample of 2,475 undergraduate students to determine the influence of financial stress, debt loads, and financial counseling on retention rates. Results indicate, among other findings, that financial stress contributes to an increased likelihood of discontinuing college. Self-reported student loan debt contributes to an…

This study investigated qualitatively how undergraduate students experienced the Great Recession at a flagship university in the South Eastern of United States and how this experience relates to their retention. Results indicate that the Great Recession has significantly impacted students' engagement and commitments. We argue that student…

Delinquency rates for rotating loan funds might be reduced if the financial aid officer took charge of loan billing and collection rather than relying on the bursar's office, which is often not as familiar with the loan programs. Methods used at Georgetown University are described. (LBH)

The development of Georgetown University's program to help dental students manage their financial affairs is described. The program, using the general economic profile of the student body on which the school's financial aid policy is based, is an effort to address the increased level of indebtedness of its students. (MSE)

This manual is designed to instruct administrators of the Guaranteed Student Loan (GSL) Program in how to take every step possible to administer the program effectively and to minimize the program costs of serving the high risk student. It shows schools how to work with students throughout their time in school, create ownership of the loan(s) by…

A historical perspective on the organization and administration of the National Direct Student Loan (NDSL) Program is reported in this study, particularly as it relates to persisting concerns about the default rate. Chapter 1 explains the origin, purpose, and provisions of the program. Chapter 2 provides an overview of the study, including both…

This report focuses on the need for better management of higher education resources in view of the rising costs and changing revenues now confronting higher education institutions in the United States. Rising costs and changing revenues are reflected in stagnating faculty salaries, a decline in enrollment, rising administrative and insurance…

By examining trends in college affordability, this article explores the extent to which the public perception that college is not affordable is justified. First, the article describes trends in national indicators that contribute to ability to pay, including income growth, health care costs, debt burden, and personal savings rates. Trends in…