Today 17 elite private colleges in the U.S. have offered no-loan policies, which replace student loans with grants, scholarships and/or work-study in the financial aid packages awarded to all undergraduate students eligible for financial aid. Generally, the goal of these policies is to increase the socioeconomic diversity of campuses and to reduce…

This white paper considers the affordability of four-year public institutions for an average Pell Grant recipient who receives the average amount of grant aid, takes out the average amount of federal loans, and collects reasonable work wages to contribute to an education. An astounding 75 percent of residential four-year institutions--including 90…

Financial aid may be particularly critical for promoting full-time enrollment, continuous enrollment, and a manageable balance of school and work responsibilities, which influence the likelihood of timely degree completion (Adelman, 2006; Attewell, Heil, & Reisel, 2012; Hossler et al., 2009). For example, Attewell, Heil, and Reisel (2012)…

In 2011 the U.S. Department of Education tightened the credit standards for Parent Loans for Undergraduate Students (PLUS). Concerned about the possible effects of this change on historically Black colleges and universities (HBCUs), Regional Educational Laboratory Mid-Atlantic's Historically Black Colleges and Universities College Completion…

Many people wonder where to start when it comes to paying for college. This guide is intended to help answer questions about paying for college. Applying for financial aid is not difficult, but it is important to plan ahead and understand all of the options. This guide provides information about: (1) grants; (2) loans; (3) scholarships; (4)…

The New York State Back to School Guide is written for people who wish to pursue a college education in New York State after their release from incarceration. Its core purpose is to help readers develop a thoughtful and practical academic reentry plan to advance personal and professional goals. Additionally, this resource will be useful to…

The U.S. Department of Veterans Affairs (VA), previously named the Veterans Administration, has been providing veterans educational assistance (GI Bill®) benefits since 1944. This report describes the GI Bills enacted prior to 2008. Although participation in some programs has ended or is declining, the programs' evolution and provisions inform…

Both young and fast-growing, the Latino population in the U.S. is enrolling in higher education in increasing numbers. Over the past decade, the rate of enrollment in higher education for Latinos ages 18 to 24 years old has increased by 15 percentage points, from 24% to 39%. During this same time, the average annual cost of college has more than…

These are the technical appendices for the report, "Supporting Student Parents in Community College CalWORKs Programs." The appendices include: (1) CalWORKs and EOPS Programs at California Community Colleges; (2) Survey of Program Directors; (3) Survey Instrument; (4) Survey Summary Statistics; and (5) Analysis of CalWORKs Students.…

While the U.S. economy has certainly improved since the great recession, far too many Americans are still without a high-quality degree or credential despite the economy's increasing demand for postsecondary education to meet workforce needs. Low credential attainment has resulted in millions of Americans without high-quality jobs, and numerous…

The "2018-19 Counselors and Mentors Handbook on Federal Student Aid" provides useful information to help high school counselors, TRIO and Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR UP) staff, and other mentors advise students about financial aid for postsecondary education. This book focuses on the federal…

Low-income students must increasingly rely on work and loans to meet the high costs of college. Too often, though, the jobs they take are not in their field of study, which can impair the potential for career exploration and improved employment outcomes in the future. Despite the need to combine work and school in a meaningful way, only a limited…

Many Californians face difficulties connecting to good jobs because of limited education. This is especially true for poor families who receive cash assistance from the state's CalWORKs (California Work Opportunity and Responsibility to Kids) program. Few CalWORKs parents have more than a high school degree, and many struggle to balance family and…

The primary purpose of the National Association of Student Financial Aid Administrators (NASFAA) Campus-Based Aid Allocation Task Force was to examine the formula by which congressional appropriations for the Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study (FWS), and Perkins Loan programs are distributed to schools,…

Financial aid makes up the bulk of federal higher education spending, but do those dollars make a difference to needy students? A look at Federal Work-Study and Federal Supplemental Educational Opportunity Grant allocations show that a disproportionate amount of funding goes to private universities with high tuition and low Federal Pell Grant…