Objective: Student loan debt has become a growing crisis. Considering that women are more likely than men to take on student loans and more likely to take on larger amounts, we examine whether the effects of student loans on young adults' mental health and substance use differ by gender. Participants: We used the National Longitudinal Survey of…

This article presents brief items of interest to counselors and students. It presents a preview of internships and how to build careers for veterans. It also features the Public Service Loan Forgiveness program which helps an individual to repay federal student loans with public service. Lastly, it presents data from the most recent survey for the…

This paper uses data from the 1979 and 1997 National Longitudinal Survey of Youth cohorts (NLSY79 and NLSY97) to estimate changes in the effects of ability and family income on educational attainment for youth in their late teens during the early 1980s and early 2000s. Cognitive ability plays an important role in determining educational outcomes…