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Download full textAshby, Cornelia M. – Government Accountability Office, 2005
Under the Federal Family Education Loan Program (FFELP) and the Federal Direct Loan Program (FDLP), the government guarantees and makes consolidation loans to help borrowers manage their student loan debt. By combining loans into one and extending repayment, monthly repayments are reduced. Unlike other student loans, consolidation loans carry a…
Descriptors: Student Loan Programs, Federal Programs
Calbom, Linda M.; Ashby, Cornelia M. – 2001
Because of concerns about the Department of Education's reliance on estimates to project costs of the William D. Ford Federal Direct Loan Program (FDLP) and a lack of historical information on which to base those estimates, Congress asked the General Accounting Office (GAO) to review how the department develops its cost estimates for the program,…
Descriptors: Budgeting, Cost Estimates, Higher Education, Program Costs
Ashby, Cornelia M. – US Government Accountability Office, 2004
This study investigated: (1) differences between the Federal Family Education Loan Program (FFELP) and William D. Ford Federal Direct Loan Program (FDLP) consolidation loans and borrowers; (2) the extent to which borrowers with student loans under one program obtain consolidation loans under the other; and (3) how FFELP and FDLP borrower and loan…
Descriptors: Student Loan Programs, Loan Repayment, Federal Programs, Costs
Ashby, Cornelia M. – Government Accountability Office, 2006
Since September 11, 2001, over 1.3 million members of the armed forces have been deployed in service to the United States. Congress enacted the Higher Education Relief Opportunities for Students (HEROES) Act to recognize the needs of those servicemembers who are deployed in the midst of pursuing postsecondary education or repaying student loans.…
Descriptors: Higher Education, Politics of Education, Loan Repayment, Federal Programs
Ashby, Cornelia M. – 2003
Concerns have been raised that adult undergraduates, those 24 and older, receive inadequate assistance in meeting the costs of postsecondary education, especially those who take one to five credits per term, or less than halftime. Less-than-halftime students are not eligible for the Stafford loan programs and are eligible to receive only one of…
Descriptors: Adult Students, College Students, Eligibility, Federal Aid
Ashby, Cornelia M. – 2002
In November 1999, the U.S. Department of Education began offering a 0.25% interest rate reduction to borrowers under the Direct Loan program who agree to have their monthly loan payments automatically withdrawn from a bank account through its electronic debit account (EDA) program. The Department of Education submitted a justification to the…
Descriptors: Administration, Costs, Debt (Financial), Educational Finance
Ashby, Cornelia M. – 2002
Certain state or not-for-profit agencies guarantee payment to banks and other lending institutions if students fail to repay loans obtained through the Federal Family Education Loan Program. The 1998 amendments to the Higher Education Act authorize the Secretary of Education to enter into voluntary flexible agreements (VFAs) with individual…
Descriptors: Debt (Financial), Federal Aid, Federal Programs, Higher Education
Ashby, Cornelia M. – 2003
Recent events have increased concerns about the potential for fraud in student loan programs related to loans for U.S. residents attending foreign schools. In 2002 the Office of Special Investigations of the General Accounting Office (GAO) created a fictitious foreign school that the Department of Education subsequently certified as eligible to…
Descriptors: Agency Role, College Students, Foreign Countries, Fraud
Ashby, Cornelia M. – 2003
This study was conducted to determine how often federal financial aid recipients received aid that was greater than their federally defined need and what cost or other implications might result from changing the Higher Education Act (HEA) to limit such aid. Data came from the 1999-2000 National Postsecondary Student Aid Study for full-time,…
Descriptors: College Students, Debt (Financial), Federal Legislation, Higher Education
