The "Student FAFSA Completion Report" (2024) is submitted pursuant to Education Article § 7-212, Annotated Code of Maryland, which requires the Maryland Longitudinal Data System (MLDS) Center to annually produce an annual report, on or before December 15th of each year, beginning in 2023 and ending in 2028, on the submission and…

This study explores and examines the differences in financial resources and access to college between transgender and cisgender students. Using a quantitative criticalist lens, the authors analyzed data from the U.S. Department of Education High School Longitudinal Study (HSLS:09) and found that while trans and cisgender students attend college at…

Increased reliance on student loans to finance higher education (HE) raises concerns about unequal access and repayment burdens. However, who borrows and what motivates students and parents to borrow remain unclear. A longitudinal survey tracked parents and students from high school into their early career to explore the effects of socioeconomic…

The "Student FAFSA Completion Report" (2023) is submitted pursuant to Education Article § 7-212, Annotated Code of Maryland, which requires the Maryland Longitudinal Data System (MLDS) Center to annually produce, on or before December 15th of each year, beginning in 2023 and ending in 2028, on the submission and completion of the Free…

The expansion of higher education through the privatisation of funding sources raises a question regarding socioeconomic inequality in participation in higher education. To explore mechanisms of educational inequality, this study examines how different indicators of socioeconomic background work together to influence both participation in higher…

Summary: In spite of a large literature on the causal effects of financial aid, the impact of funding on college outcomes remains an area of ongoing research with important unanswered questions. Studying the impact of financial aid presents the ongoing challenge of how to identify causal effects, as aid receipt is rarely random and at least partly…

This dissertation consists of two chapters, both of which study the wealth inequality using heterogenous agent general equilibrium model. In particular, the first chapter focuses on a government policy and its implications on wealth inequality. The second chapter incorporates cost to high return assets to generate realistic wealth mobility in the…

President Biden's recent announcement regarding student debt relief has brought the issue to center stage across Pennsylvania and the U.S. Access to quality higher education is so important to Pennsylvania's individuals and families, yet the high cost of college in the state has both limited who has access to a good education and, for those…

Dual enrollment (DE) programs allow high school students to take college coursework and simultaneously earn both high school and college credit. These programs have become increasingly popular in recent decades, with roughly one-third of high school students taking at least one DE course. However, the financial implications of taking DE courses…

For many high school students, the cost of attending college poses a major barrier to continuing their education. Federal student aid provided through Pell grants, work study, and loans can offer students with low incomes an avenue toward receiving a postsecondary education. But for students to be eligible for federal student aid, they need to…

Systemic racism in the United States has a far-reaching impact, including on generational wealth and access to education. Extensive research reveals that Black Americans encounter significant barriers in building generational wealth due to a history of discrimination, including redlining and exclusion from government programs. The absence of…

According to the Georgia Student Finance Commission (GSFC), the number of high school students enrolled at Georgia institutions of higher education has increased by 88% over the past 4 years and spending on dual enrollment programs has more than doubled during that period. As enrollment continues to increase, the Governor has enacted legislation…

This report highlights higher education's early return on investment for the Kentucky high school class of 2011. It follows 43,655 students who graduated from a Kentucky high school in 2011 to 2019, the most recent year of data available. Following a note from the president of the Kentucky Council on Postsecondary Education and an executive…

The development of cost-efficient pathways is a topic of increasing political and scholarly interest across many North American jurisdictions. It has been suggested that 'seamless' transfer pathways can provide financial savings to both students and taxpayers. However, such claims are typically based on hypothetical cost calculations, as opposed…

For people across the United States, student loan debt is a growing portion of the household balance sheet. More than 40 million Americans have outstanding student loan balances. The burden of student loan debt is causing undue harm to the financial security of individuals and households across the US, with disproportionate impacts on both low-…