The Federal Perkins Loan, Federal Supplemental Educational Opportunity Grant (FSEOG), and Federal Work-Study (FWS) programs are called "campus-based" programs because each school is responsible for administering them on its own campus. This volume gives guidance on issues specific to the administration of the campus-based programs.…

Perspectives on defaults occurring under the two major federal student loan programs, Guaranteed Student Loans (GSL) and National Direct Student Loans (NDSL), are presented. Attention is directed to differences in the size and mode of operation of these programs, the extent and costs of default, comparisons with other types of loans, and the…

Federal grant aid is seen as more costly than college work-study or loan programs. The revolving National Direct Student Loan (NDSL) funds being built at institutions have tremendous potential. For the NDSL program the interest paid by the student remains in the fund for future loans. (MLW)

Discusses major characteristics of the Reagan Administration's proposal to make National Direct Student Loan repayments contingent on borrowers' income. Summarizes alternative repayment schemes and legislative action to conduct an income-contingent demonstration project for 1987 through 1991. The proposal shifts loan program costs to students and…

Soaring costs of health care reflect the cost of education for health professionals, since young podiatric professionals face staggering debts upon graduation. Federally insured student loans, Health Professions Student Loan Program, National Direct Student Loan Program, and Health Education Assistance Loan (HEAL) are discussed. (MLW)

During 1972-73 the Pennsylvania Higher Education Assistance Agency had to deal with the problems of both the victims of the 1972 flood in Pennsylvania and the returning veterans. The report covers three state programs. (1) The State Scholarship Program made 105,501 awards at $62,759,544. There were 30,701 recipients who were 1972 high school…

A guide for college administrators who are responsible for loan collection in the repayment of National Direct Student Loans (NDSL) is presented. Attention is focused on the difficulties created by loans with different terms and conditions. Repayment terms are discussed, and formulas are presented that are necessary to calculate the number and…

Information on five U.S. Department of Education student financial aid programs and how to apply for them is presented: Pell Grants, Supplemental Educational Opportunity Grants, College Work-Study, Perkins Loans (formerly National Direct Student Loans), and Guaranteed Student Loans (Parent Loans to Undergraduate Students and Supplemental Loans for…

Hearings on student loan consolidation are presented. Only the Student Loan Marketing Association (Sallie Mae) has the authority to consolidate student loans and that authority--scheduled to expire on August 1, 1983-- is being reviewed. State guarantee agencies have requested the statutory authority to consolidate loans. The findings of a study by…

The 1973-74 annual report of the Pennsylvania Higher Education Assistance Agency covers three main areas. (1) The State Higher Education Grant Program, previously called the State Scholarship Program, awarded grants to 28,133 persons who were 1973 high school graduates, 56,728 "renewals" (also had awards in 1972-73), and 21,613…

During the spring of 1974 a series of seminars on student aid programs was held in connection with the congressional hearings on Title IV of the Higher Education Act. This seminar report, which focuses on some of the issues arising from the National Direct Student Loan program and Title IV-B of the Higher Education Act, hopes to communicate widely…

Student loan programs have been racked by defaults, bankruptcies, and administrative trivia, causing Congress to search for another system. Under consideration is a loan that would be repaid to the Internal Revenue Service through a withholding tax. However, better collection efforts with the present system are producing encouraging results. (JMD)

A comparative study was made between a medium-sized university and a smaller public community college in the same urban area to determine profiles of student populations and to correlate student characteristics to default rates. Demographic makeup is shown to influence an institution's categorization as "high risk" for student loan…

Data on National Direct Student Loan Program borrowers at the University of North Carolina illustrate the use of a discriminant function analysis model and an alternative model identifying characteristics of borrowers who repay and borrowers who default. The alternative model--the Tobit technique--includes data on the magnitude of the default.…

Changes in participation in five U.S. Department of Education student financial aid programs were assessed for 1974 and 1981. These programs are the National Direct Student Loan (NDSL) program, the College Work Study program, the Supplemental Educational Opportunity Grant (SEOG) program, the Guaranteed Student Loan (GSL) program, and the Pell or…