In 2020-2021, 94% of undergraduates in England took out government-backed loans to fund their higher education. The growing and widespread use of student loans in England, mounting student debt, and governments' increasing dependence on tuition fees underwritten by loans to finance public higher education raise important questions which this paper…

The valorization of skills in English higher education policy-making is a long-standing refrain, informing both rhetoric and investment from government and shaping university behaviour. Critiques of the 'skills agenda' are equally established, on grounds of its contested evidence base, manner of implementation and even its very definition. This…

This Policy Note explains the changes in the student accommodation market that have led to higher rents. Following the recent announcement that the maximum maintenance loan in England will increase by only 2.5% in 2024/25 and the fact that rents have been rising faster than maintenance support, this report outlines a possible a new approach,…

The 'Higher Education Policy Statement and Reform Consultation' was launched in February 2022 with responses required by May 2022. This online consultation included 16 closed questions, which have been analysed quantitatively, and 29 open text boxes, which have been analysed qualitatively and the frequency of themes summarised quantitatively. The…

Student borrowing is a major higher education public policy issue, with students in both England and the United States increasingly relying on loans to finance postsecondary education. Our paper examines prospective higher education students' attitudes towards debt in England and the United States. It exploits a unique dataset which allows us to…

The new Lifelong Loan Entitlement (LLE), due to start in 2025, is a major and positive improvement to how the student support system in England enables lifelong participation in higher education. It also has the prospect of commanding cross-party support, at least in broad design if not in the detail. However, in this timely Policy Note, Rose…

While the tuition fee system has had a large amount of political and media attention in the last two decades, far less attention has been paid to the student maintenance system -- the amount of funding students have access to for day to day living expenses. But for many students, this funding is of more immediate importance, and can have a major…

This paper asks whether Bourdieu's notion of symbolic violence is a helpful lens through which to view student loan systems. Symbolic violence occurs when two unequal agents unconsciously conspire in the oppression of the less empowered agent, thus reinforcing and legitimating existing stratifications. Using England as a case study, we draw on…

Student funding remains hotly contested. In this HEPI Debate Paper, Alan Roff examines the findings of the Office for Budget Responsibility, which regards the past treatment of student loans in the national accounts as a 'fiscal illusion'. Roff explores the consequences of this change of heart and pushes for an alternative approach to student…

Higher education researchers have paid little attention to postgraduate participation. This issue has become more prominent in England following the introduction of high undergraduate fees. Many predicted that master's participation would decline consequently, strengthening known inequalities in access by socio-economic background at master's…

Universities can help level up by boosting earnings, transforming towns and delivering vocational and technical education. They fulfil the aspirations of many young people. In this paper, David Willetts explores how to boost participation in higher education while cutting public spending. He argues it is reasonable to expect graduates to pay for…

This article critically examines how undergraduate students in a red brick university in the North of England have experienced the threefold rise in tuition fees since 2012, with particular attention on how they have begun to understand and negotiate the process of indebtedness. Drawing on a corpus of 118 interviews conducted with a group of 40…

As the price of college continues to rise and students find themselves deeper in debt, Americans are clamoring for ways to reduce their out-of-pocket college costs and debt. Some lawmakers have proposed removing the cost of college tuition as a solution. However, this brief argues three points: (1) U.S. policymakers should be wary of countries…

Participating in higher-level study offers recognised benefits both for the student and the prison and has been proven to reduce reoffending. However, prisoners are restricted from applying for student loans until they are within six years of release. Allowing prisoners to commence their studies earlier in a long sentence could increase student…

Recent changes in higher education financing policies in England have led to more students funding their studies via two types of student loan--for tuition fees and/or for maintenance. Moreover, the average amount borrowed has been increasing. Yet not all students take out loans, and understanding the determinants of take-up is important, not…