We explore the role of defaults and choice architecture on student loan decision-making, experimentally testing the impact pre-populating either decline or accept decisions compared to an active choice, no pre-population, decision. We demonstrate that the default choice presented does influence student loan borrowing decisions. Specifically,…

This testimony discusses the risks faced by the U.S. Department of Education due to the year 2000 (Y2K) computing crisis, focusing on student financial aid systems, the actions the Department has taken in recent months to address these risks, and the key issues the Department must deal with if its computer systems are to be ready for the century…

This document on contingent student assistance repayment plans in Ontario universities contains a paper on policy options for repayment plans and the manual for a simulation model for testing policy options. The policy options paper begins by describing the contingent repayment concept in which the test for receiving a public subsidy is shifted…

This workbook is intended to be used in conjunction with a workshop on the basic procedures, requirements, and responsibilities for properly administering the Title IV student financial aid programs. These include: the federal Pell Grant Program, the federal Supplemental Educational Opportunity Grant, the federal Work Study Program, the federal…

This report presents the findings and recommendations of the Advisory Committee on Student Financial Assistance resulting from the committee's ongoing evaluation of student loan programs and their delivery system. The role of the committee is to provide extensive knowledge and understanding of federal, state, and institutional programs of…

"Chronicle of Higher Education" presents an abundant source of news and information for college and university faculty members and administrators. This May 7, 2004 issue of "Chronicle for Higher Education" includes the following articles: (1) "Athletics Director Caught in 2002 Resume Scandal Gets a Second Chance" (Suggs, Welch); (2) "NCAA Punishes…

"Chronicle of Higher Education" presents an abundant source of news and information for college and university faculty members and administrators. This December 3, 2004 issue of "Chronicle for Higher Education" includes the following articles: (1) "For Student-Loan Borrowers, Good Credit Where It's Due" (Gross,…