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Download full textConsumer Financial Protection Bureau, 2012
American consumers owe more than $150 billion in outstanding private student loan debt. While this amount is significantly less than the amount outstanding on student loans guaranteed by the federal government, the private student loan ("PSL") product is an important component of higher education finance and does not appear to be well…
Descriptors: Student Loan Programs, Private Financial Support, Risk, Federal Aid
Peer reviewedHungerford, Thomas; Upshaw, Wayne – Economics of Education Review, 1994
Focuses on a specific federal credit program (the guaranteed student loan program), using the Engle and Granger two-step procedure to estimate an error correction model of commercial student loan supply. Results indicate that the secondary market is an important determinant of commercial student loan lending and that commercial supply is inelastic…
Descriptors: College Students, Federal Programs, Higher Education, Human Capital
