In a world of fluctuating asset prices, many firms find the need to hedge in order to avoid or reduce losses. From a gold miner selling gold derivatives to airlines buying oil futures to protect against rising fuel costs, hedging is common practice across many different industries. In this paper, we provide students with a simplified example of a…

One in a series of consumer education materials for teenagers, this document focuses on banking and banking services. The series is based on the philosophy that teens need the training and guidance to develop the skills needed to become competent consumers. Developed for 4-H Club members, the material is designed to acquaint students with the…

This document provides teaching guidelines and student material for a unit intended for use in high school business, consumer, or home economics programs. Time allotment is from four to six hours of classroom time. The objective of this capsule is to help students understand the basic functions of and services provided by three types of financial…

This document provides teaching guidelines and student material for a unit intended for use in high school business, consumer, or home economics programs. Time allotment is from four to six hours of classroom time. The objective of this capsule is to help students determine the financial institution that would best meet their needs. The student…

This document provides teaching guidelines and student material for a unit intended for use in an eighth grade mathematics or consumer program. Time allotment is from four to five hours of classroom time. The objective of this capsule is to teach the basic concepts of banking, including how a bank makes money for its customers, services which a…

The teacher's guide is the third in a series of three developed for primary or early intermediate levels. It consists of learning experiences designed to build student familiarity with basic economic terms and concepts: consumer, producer, needs, wants, goods, services, short-range and long-range planning, fixed and variable expenses, and budgets.…

This instructor's guide contains materials to be used in a workshop designed to train members of action organizations (consumer, community, educational) in techniques such as role playing, modeling, and developing strong communications skills for assertively securing legal consumer rights in the areas of credits and warranties, and to prepare the…

The teacher's guide is the second of three developed for primary and early intermediate levels. The learning experiences focus on helping the student to develop an understanding of the family as an economic unit and of money as a medium of exchange that facilitates trade; to identify ways of earning, saving, and spending money; to recognize the…

This activity and resource guide is intended to assist teachers in developing course content and effective teaching methods in business education. (General Business for Economic Understanding," 11th edition, is the adopted textbook for this guide.) The guide is organized into twelve major units and is designed so that each unit builds upon the…