The crux of this study is on the adoption of E-payment system in Nigeria: Its economic benefits and challenges. The arrival of the internet has taken electronic payments and transactions to an exponential growth level. Consumers could purchase goods and services from the internet and send unencrypted credit card numbers across the network, which…

By establishing its Outreach and Technical Assistance Network (OTAN) in 1989, California became the first state to spend substantial funds on building a technological infrastructure for adult education. OTAN's goals are as follows: foster communication among state officials, researchers, and local administrators, instructors, and staff in adult…