This booklet is designed to help consumers understand and manage credit. It is suitable for personal use by adults or for classroom use in junior high through adult consumer education classes. The booklet is organized in two parts. The first part explains consumer credit: what it is, pros and cons, cost of credit, establishing credit, types of…

This booklet, written with the beginning investor in mind, will help readers set clear-cut financial goals and develop a savings and investment program for achieving them. It is suitable for personal use by adults or for classroom use in junior high through adult consumer education classes. The booklet provides information on a variety of savings…

This booklet is designed to help individuals make housing decisions in an informed, rational manner. It is suitable for personal use by adults or for classroom use in junior high through adult home economics or consumer education classes. After helping the reader determine needs and wants and how much money is available for housing, the booklet…

This unit, one in a series of packets of teacher and student materials for cooperative occupational education (COE) designed for special needs students, is intended to help students examine and develop their values regarding personal relationships with family, friends, marriage partners, and children of their own. The instructor material includes…

This issue of "Forum" magazine for adults and accompanying teaching units for use with students of all age levels deals with recent value trends. "Forum" is one of a group of educational publications and teaching units that JC Penney stores provide for local community groups and school consumer education programs. The magazine…

The purpose of this yearbook is to assist instructors with problems in values education. It attempts to deal essentially with the application of cognitive content to the affective domain. Chapter 1, Objectives of Value Analysis, examines the logic of value judgement and justification and concludes that there are three legitimate objectives: 1)…

This booklet is designed to guide readers through the different stages of retirement planning, starting with goal setting. It is suitable for personal use by adults or for classroom use in junior high through adult consumer education classes. The booklet explains how to determine one's current financial status as well as how to estimate retirement…

This competency-based secondary learning guide on managing individual and family resources is part of a series that are adaptations of guides developed for adult consumer and homemaking education programs. The guides provide students with experiences that help them learn to do the following: make decisions; use creative approaches to solve…

This module on human relations is one of a series of modules designed to help teach students to become more self-sufficient in their personal and professional lives. This module provides teacher and student materials that are planned to help students understand the importance of human relations and improve human relations skills. Three units cover…

This competency-based secondary learning guide on applying consumer and homemaking skills to jobs and careers is part of a series that are adaptations of guides developed for adult consumer and homemaking education programs. The guides provide students with experiences that help them learn to do the following: make decisions; use creative…

This competency-based secondary learning guide on managing home and work responsibilities is part of a series that are adaptations of guides developed for adult consumer and homemaking education programs. The guides provide students with experiences that help them learn to do the following: make decisions; use creative approaches to solve…