This guide is designed to assist family organizations and advocates of children with mental, emotional, or behavior disorders in asking the right questions at the right time during the development of their state's publicly funded managed behavioral health care plans. The first section provides an overview of managed care, including information on…

This update of a report originally issued in 1990 provides an overview of the federal tax rules as they pertain to different types of employee-benefit plans that are available to members of the National Education Association (NEA) through their employers. The report is based on the law in effect as of August 15, 1994. Section 1 examines retirement…

This paper looks at the three employee benefit items that are most costly for employers--retirement programs, Social Security/Medicare contributions, and major medical insurance coverage--to estimate the costs of these benefits in school districts in the 15 states of the Southern Regional Education Board (Alabama, Arkansas, Florida, Georgia,…

This report contains data on current participation in and compliance with Massachusetts state regulations on health insurance coverage for college students. State regulations require that all full and three quarter time college students enrolled in the 121 public or independent institutions in the state participate in a qualifying student health…

Insurance premiums being charged to borrowers under the Guaranteed Student Loan (GSL) program were studied to determine if the rate exceeded the rate necessary to protect the reserves of the insurer. Attention was directed to whether historical changes in the GSL program have affected insurance premiums. Guaranty agency's sources and uses of funds…

The plan presented in this manual is designed to minimize the potential for disaster in the E. H. Butler Library at the State University of New York at Buffalo, and to minimize damage to materials in the event of a disaster. In addition to providing an emergency instruction sheet and a disaster contact list, the manual covers salvage priorities,…

To test the argument that writing instructors should not teach word processing skills in computer-assisted composition classes, two qualitative studies were conducted. In the first study, three basic writers, two native speakers and one non-native speaker in a word processing/composition class at The Ohio State University were each extensively…

The economic solvency of Community Mental Health Centers (CMHCs) is a problem that needs immediate attention. In order to study the shift in funding sources for the 40 Community Services Boards (CSBs) which administer the 114 CMHCs in Virginia, the funding sources of CMHCs, and the fee collections of the CSBs, were examined. Data revealed that…

This chapter reviews recent and emerging legal concerns in the increasingly varied and complex areas of group insurance, bond issuance, and annuity programs, each of which will impinge significantly on school operations in the years ahead, thus involving more staff and administrative time. Group insurance has developed into a major bargaining…

This publication presents proceedings of a conference on barriers to health care experienced by women and minorities in the United States. Welcoming remarks were offered by Representative Charles B. Rangel. Representatives Patricia Schroeder (Congressional Caucus on Women's Issues), Louis Stokes (Congressional Black Caucus), and Robert Garcia…

This document updates a recent report by the General Accounting Office (GAO) which compared Medicare catastrophic health insurance proposals. The update includes H.R. 2470, as passed by the House of Representatives and S. 1127, as reported by the Senate Committee on Finance. An introduction explains the roles of Medicare, Medicaid, the Veterans…

The fifth volume of The State of Hispanic America is divided into four sections: Education, Health and Welfare, Business and Technology, and Beyond our Borders. In the first article Steven Arvizu presents Hispanic demographic growth data, describes the overall severity of undereducation among Hispanics, analyzes areas of controversy, and offers…

This handbook reviews displaced worker and community experiences to identify traumatic areas of concern and, thereby, to propose strategies for other communities should they face similar crises. Part 1 focuses on preventing a plant closing. Indications of plant closure are discussed as well as a pre-closure intervention model to reduce…

Two experiments were conducted to determine what readers are likely to understand about the information contained in a medical insurance brochure intended for employees. Twenty-seven subjects were recruited through newspaper advertisements for a "reading experiment." The studies addressed questions concerning (1) how likely readers are…

This handbook addresses questions childminders might have as they begin and continue in the job. Discussion focuses on (1) registration; (2) aspects of childminding such as planning, housework, equipment, toys, safety, and health; (3) play, (especially as related to imaginative play, painting, writing and drawing, water, dough, outdoor play, and…