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Download full textScott, Kristin; Meng, Juan Gloria; Olson, Kathryn – Research in Higher Education Journal, 2022
The American Dream is thoroughly woven into the American life and has broad individual and cultural implications. At its heart, the American Dream represents opportunity and prosperity but has recently developed into a hyper-consumption ideology. Because of the current state of economic and environmental conditions, new ideas of what the American…
Descriptors: College Students, Student Attitudes, Democratic Values, Values
Direct linkNeuberger, Lindsay; Carroll, Deborah A.; Bastante, Silvana; Rogers, Maeven; Boutemen, Laura – Education and Urban Society, 2022
Financial illiteracy is a systemic issue across the country, especially among lower-income individuals in urban communities. This low level of financial literacy often leads to higher levels of debt, lower credit scores, less wealth accumulation, and poor retirement planning. Increasing financial literacy in these priority populations can be…
Descriptors: Money Management, Partnerships in Education, Urban Education, Community Organizations
Kim, Kyoung Tae; Lee, Jae Min; DeVaney, Sharon A. – Journal of Financial Counseling and Planning, 2022
This study explores the association between financial knowledge and financial fragility. Data from the 2015 National Financial Capability Study were used to create an index of financial fragility. Relationships between this index and three different measures of financial knowledge were assessed. To mitigate potential endogeneity in the financial…
Descriptors: Money Management, Knowledge Level, Social Influences, Neighborhoods
Chen, Zibei – Journal of Financial Counseling and Planning, 2022
Financial literacy scales are often used as a diagnostic tool to assess financial knowledge levels among various populations, although few of them have undergone empirical testing. This study utilized exploratory factor analysis (EFA) with a sample of Chinese rural migrant workers to identify the underlying structure of a financial literacy scale…
Descriptors: Financial Literacy, Measures (Individuals), Factor Analysis, Foreign Countries
Flores, Amanda – ProQuest LLC, 2022
College is the first time students have the opportunity to make independent financial decisions and employ financial practices. Research suggests that students pick up financial knowledge, habits, and practices from family, friends, and their broader community and that these practices can have long-term implications. Migrant farmworking college…
Descriptors: College Students, Migrant Workers, Life Style, Money Management
Soroko, Agata – Theory and Research in Social Education, 2023
Financial literacy education is often narrowly conceptualized as teaching students how to manage their finances. Furthermore, few studies have investigated teachers' beliefs and approaches to teaching financial literacy beyond whether they have the knowledge and capacity to deliver personal finance lessons. This case study explores the ways in…
Descriptors: Foreign Countries, Financial Literacy, Financial Education, Economics Education
Ekol, George; Greenop, Sarah – European Educational Researcher, 2023
Minimal guidance or maximal independence? How can teachers achieve that complex balance when teaching mathematics? In this pre-and post-test quasi-experimental research study, the authors explored the above broad questions in Grade 10 Financial Mathematics following guided discovery and mathematical modelling principles. Fifty-four (54) Grade 10…
Descriptors: Intervention, Discovery Learning, Mathematical Models, Mathematics Education
Bibler, Andrew; Guettabi, Mouhcine; Reimer, Matthew N. – Journal of Policy Analysis and Management, 2023
One major criticism of Universal Basic Income is that unconditional cash transfers discourage recipients from working. Evidence to date has largely relied on targeted and/or conditional transfer programs. However, it is difficult to draw conclusions from such programs because universal transfers may induce a positive demand shock by distributing…
Descriptors: Income, Money Management, Financial Support, Labor Market
Wiebke Curdt; Silke Schreiber-Barsch; Katharina Angermeier – Adults Learning Mathematics, 2023
This paper discusses adults who are dealing with limited financial means under the premises of disability and over-indebtedness. To this end, the authors examined the concepts of vulnerability, financial literacy and the numerate environment for systematising and presenting findings from a qualitative secondary analysis of qualitative data sets…
Descriptors: Numeracy, At Risk Persons, Adults, Disabilities
Melissa D. Olfert; Rebecca L. Hagedorn-Hatfield; Bailey Houghtaling; Monica K. Esquivel; Lanae B. Hood; Lillian MacNell; Jessica Soldavini; Maureen Berner; Mateja R. Savoie Roskos; Melanie D. Hingle; Georgianna R. Mann; Julia F. Waity; Linda L. Knol; Jennifer Walsh; Valerie Kern-Lyons; Christopher Paul; Keith Pearson; Jeannine R. Goetz; Marsha Spence; Elizabeth Anderson-Steeves; Elizabeth D. Wall-Bassett; J. Porter Lillis; E. Brooke Kelly; Adam Hege; Mary Catherine Fontenot; Patricia Coleman – Journal of American College Health, 2023
Objectives: To quantify the number and type of students failing to secure basic needs. Participants: Students attending 22 postsecondary schools in the United States in Fall 2019. Methods: The Adult Food Security Module and part of the #RealCollege Survey were used to measure food and housing insecurity, respectively. Logistic and linear…
Descriptors: College Students, Hunger, Housing, Homeless People
Enete, Shane; Heckman, Stuart; Lawson, Derek – Journal of Financial Counseling and Planning, 2021
Why do people give away their money? Charitable giving has traditionally been modeled using socioeconomic (i.e., age, income, education) and psychographic variables (i.e., self-esteem, guilt, pity). However, given that charitable giving is, inherently, a financial activity, would financial variables with a psychographic element (i.e., financial…
Descriptors: Money Management, Attitudes, Private Financial Support, Donors
White, John – London Review of Education, 2021
The article begins with a fictional example of a life that has been spent frugally in several different ways and for different reasons over time: in wartime, through many decades of simple living, through a period marked by anxiety over the threat to future generations from the depletion of global resources and the climate crisis, to the COVID-19…
Descriptors: Money Management, Consumer Education, History, Life Style
Kim, Kyoung Tae; Lee, Jae Min; Lee, Jonghee – Journal of Financial Counseling and Planning, 2021
We examined the relationship between holding a student loan and financial satisfaction and financial education's moderating role using the 2015 National Financial Capability Study dataset. Households with a student loan had lower levels of financial satisfaction than those without one. We found a moderating role of receiving both formal and…
Descriptors: Student Loan Programs, Satisfaction, Money Management, Predictor Variables
Global Partnership for Education, 2021
Addressing the equity and learning crisis in education requires resolute efforts to strengthen national systems. This includes efforts by development partners to improve development cooperation practices with more alignment of aid for education with national systems. Alignment provides unique opportunities to strengthen national systems for the…
Descriptors: Educational Finance, Foreign Countries, Developing Nations, Partnerships in Education
Nilakshi Borah; Shishir Paudel; Adam Stivers – Journal of Education for Business, 2024
This study examines whether case-based learning (CBL) in a core finance class improves student performance. It analyzes students' exam scores over two semesters at a regional U.S. public university. During the first semester, CBL is used to teach two sections of an intermediate corporate finance class. During the subsequent semester, the first…
Descriptors: Case Method (Teaching Technique), Problem Based Learning, Business Administration Education, Money Management
