The long-term financial viability of private higher education has been a topic of concern for some time, with experts predicting their decline. This concern has been exacerbated by declining enrollment, mounting deficits, and a wave of closures among small private institutions. Demographic changes, including declining high school graduate…

The purpose of this article is to introduce a lesson fondly referred to as the 'Lego Shop' lesson. It stands out as not only the most engaging lesson we've conducted but is also highly adaptable to accommodate a diverse range of learners. Successfully implemented across all year levels, from Foundation to Year 6, this lesson has proven to be…

In the era of digitalization, financial education is essential because it is one of the most critical skills a tech-savvy generation z can acquire. Seeing the rapid change in financial access from traditional to digital today, with bibliometric approach seeks to present how financial education is needed in digital finance. It is increasingly…

How are teacher pension benefits funded? Under traditional plans, the full cost of career teachers' benefits far exceeds the contributions designated for them. The gap between the two has three pieces, which may (with some license) be mnemonically tagged the three R's of pension funding: "redistribution," "return," and…

Financial literacy, as a fundamental skill in the 21st century, has become a life skill that is urgently needed to be improved. Globally, the drive to enhance financial literacy involves integrating it into the education curriculum, necessitating educators' comprehensive grasp of financial literacy education before imparting it to students. This…

The problem under investigation will address how academic institutions can support culturally responsive self-care practices to increase the number of doctoral recipients identifying as Hispanic women, which is only 11% of all doctorates as of 2021. Since burnout can occur when self-care is not being prioritized, academic institutions have a…

Education savings accounts (ESAs) are designed to provide families with greater flexibility in designing educational programs that meet the needs of their children outside of the public system. Through ESAs, state education funds that are allocated for a child to attend public school are transferred directly to the child's family to use for the…

This study employs data from the National Center for Education Statistics' (NCES) Baccalaureate and Beyond Surveys to compare financial well-being among college graduates with varying social characteristics and levels of student debt. We use logistic regression to answer three questions: 1) To what extent does the amount of debt at graduation…

In this study, we investigate a program designed for young adults with intellectual disability to learn how to calculate the value of a collection of coins and notes with procedural fluency. In the first half of the paper, we establish the importance of financial literacy for people with intellectual disability and the need to address mathematical…

Local wisdom contained in the Sasak community needs to be continuously preserved and become a local value or tradition that is believed to be true until now. The development of forms of local Sasak wisdom in this study is integrated into the concept of family economic education, especially in educating children from elementary school age. This…

In Africa, the processes of democratic consolidation are endangered in spite of various administrative and financial reforms having been implemented to reinforce fiscal consolidation and strengthen governance in the public sector. This then requires investigating the efficacy of these ingenuities in situations where the policy-makers wield…

The financial planning profession has undergone significant change in recent years, where the focus has shifted from disclosure and consumer protection, to quality and education requirements. In Australia, there has been an increasing focus on the role that work-integrated learning (WIL) can play in financial planning education and preparing…

How can families of children with disabilities plan for lasting financial security at every stage of life? Find clear answers in "The Special Needs Planning Guide," a step-by-step companion for parents as they progress through the complexities of planning for the future of their family and their child. Written by two financial planning…

The findings of this study suggest that while the FRR score provides a reasonable indication of financial fragility over a subsequent five-year period, the FRR score is little better than a coin flip in predicting whether a religiously affiliated higher education institution will be financially troubled enough to close within the subsequent five…

As defined contribution (DC) plans become more popular than defined benefit (DB) plans, American workers are increasingly responsible for their retirement savings. Because retirement plan participants' portfolio allocation is constrained by the available funds in the plan, the construction of a plan's investment menu has become extremely…