Officials on 10 campuses that are testing the new income contingent loans say that borrowers don't understand how it works, and they predict that students would not like the new loans because the interest rates are so high that it could take a life-time to pay the money back. (MLW)

An alternative system is proposed for college students: provide grants in the freshman year, reduce grants and small loans in the second, introduce work-study in the third along with reduced grants and loans, and further increase loan and reduce the grant with work-study in the fourth year. (MSE)

This report presents annual data on the amount of financial assistance--grants, loans, and work-study--available to help students pay for postsecondary education. The College Board began this data series in 1983 to track the value of such aid over time from federal, state, and institutional sources. This year, information on federal education tax…

This volume of the Federal Student Aid (FSA) Handbook discusses the eligibility requirements for students and parent borrowers and the responsibilities of institutions in checking to be sure that recipients qualify for their aid awards. The guide also describes recent changes to FSA requirements and procedures. The biggest change for this year is…

The major driving forces of change in undergraduate student financing during the 1990s were tuition increases and the broader availability of federal student loans. This report uses data from four National Postsecondary Student Aid Studies (NPSAS) to look at changes in financial aid to students in four types of institutions: public 2-year; public…

This report presents annual data on the amount of financial assistance available to help students pay for postsecondary education. Seven tables and seven charts provide a variety of statistics on student aid, family income, and college costs for the period 1987-88 through 1996-97, including aid awarded to postsecondary students in current dollars;…

This report to Congress analyzes student loan default rates at historically black colleges and universities (HBCUs), focusing on student characteristics which may predict the likelihood of default. The study examined available student databases for characteristics identified by previous studies as related to level of student loan defaults. Among…

The National Association of Student Financial Aid Administrators sponsored the 1998 Survey of Graduate Aid Policies, Practices, and Procedures (SOGAPPP), which asked aid administrators at graduate and professional programs to provide information on the types and sources of financial assistance they distributed to their students during the…

This guide is intended to assist financial aid officers interpret the coding on the Student Aid Report (SAR), which is sent directly to students, and on the Institutional Student Information Record (ISIR), which is sent directly to institutions, in order to help students make the necessary corrections to their financial aid application data. The…

As debate continues over who should get what kinds of aid to attend college, it is important to know what students and their families are actually paying for college, where the money is coming from, and how students' methods of paying vary with their family income and the type of institution they attend. To inform these debates, this report uses…

This publication compares the borrowing patterns of undergraduate students surveyed in the National Postsecondary Student Aid Studies of 1989-90, 1992-93, and 1995-96 who received federal Family Education (Stafford) or Supplemental Loans for Students, based on data from the National Student Loan Data System. The primary purpose of the study was to…

This Student Aid Handbook presents suggestions for prospective applicants to consider when choosing a college or university which bet meets the candidate's needs and goals. The Handbook describes four areas to consider and related questions when researching a field of study or school: national accreditation or state authorizations, courses, costs,…

This report provides contextual background for the Missouri Commission on the Affordability of Higher Education, which was established in 1998 to engage students, parents, business, higher education, and public policy leaders in a systematic dialogue aimed at ensuring that an affordable college education stays within reach of Missouri citizens.…

This report on student indebtedness is based primarily on a current study which is measuring the average Stafford loan balance facing students, as well as indicators of payment stress. The study is based on data on about 325,000 loans from the USA Group's entire loan servicing portfolio, which includes both subsidized and unsubsidized Stafford…

This document presents federal student loan cohort default rates for postsecondary institutions, including two- and four-year colleges, universities, church-affiliated schools, historically black colleges and universities, tribally controlled schools, and proprietary vocational schools. Each listing, sorted alphabetically by school name, contains…