This report presents annual data on the amount of financial assistance available to postsecondary students in the form of grants, loans, and work-study. The data cover virtually all federal aid and most state and institutional assistance. Text and 19 tables and figures explain and display a variety of data for the period 1989-90 to 1999-2000.…

This report presents annual data on the amount of financial assistance available to postsecondary students in the form of grants, loans, and work-study. The data cover virtually all federal aid and most state and institutional assistance; not included in the study is financial aid in the form of indirect subsidies, students' wages, employer-paid…

Highlights of this data on student financial aid in the University of Wisconsin (UW) system for 1997-98 include the following: 84 percent of student financial aid comes from federal sources; 56 percent of undergraduate students receive aid (up 2 percent from the previous year); 35 percent of graduate students receive aid (up 2 percent); 60 percent…

While the effects of the shift from need- to merit-based grants on student enrollment and receipt of aid have been examined thoroughly by a number of analysts, very few recent reports have examined the effects of these grants on students' persistence towards completing bachelor's degrees. To examine this issue, this report explores the linkages…

Princeton University (New Jersey) is planning to replace loans with grants for students with annual family incomes under $40,000, and will stop considering the value of the family's home in determining need for most families with incomes under $90,000. The move will likely give the institution a competitive advantage in attracting low- and…

Because so many Americans can afford to save for children's college costs but do not, it is proposed that employers take a more active role in promoting college financial planning. Possible solutions include company-sponsored contributory accounts, educational savings plans; payroll deduction plans, educational annuity programs, subsidized or…

A New York University study compared effects of the Direct Student Loan and Federal Family Education Loan programs on students, families, and campus administrators and of the programs' best practices. Some administrative challenges with dual program participation were found. Reactions to the programs were largely similar and positive, but…

Analysis of the income-contingent repayment mechanism of the federal direct lending program suggests that it will be considerably more expensive than other repayment options in total interest costs for many; lead to hefty tax liabilities for some; be administratively cumbersome, vulnerable to fraud and abuse, and costly to taxpayers; and invite…

Congress will consider reauthorization of the Higher Education Act this summer. From our changing population will emerge the leaders of tomorrow. They are too important a resource to relegate to second-class citizenship because of a lack of access to education caused by inadequate federal support for financial aid. (MLW)

Three plans for reforming the financing of students wishing to attend college, therefore improving college affordability, are outlined: (1) improving the college loan system; (2) mitigating high tuition with high student aid; and (3) making comprehensive changes at all levels of the college finance system (the Plan of the National Commission on…

In a Texas study of vocational education student loan repayment attitudes, interviews with loan recipients indicate defaults are affected by how much students are pressured to enroll in a program, their understanding of the loan program when signing an application, and how well their vocational education equips them for employment. (Author/MSE)

The current income tax law's effects on common elements of education financing are discussed, including scholarships, loans, employment, and related issues. In light of recent tax changes that increase the after-tax cost of education, information for maximizing remaining tax advantages is offered. (MSE)

Describes the varied kinds of student aid fraud found to be occurring within and outside colleges and universities, and examines implications for public policy on student aid programs. Discusses specific fraud cases and their outcomes, and makes suggestions for institutional action if student fraud is suspected. (MSE)

Summarizes prior studies with a focus on untangling how changes in student financial aid policy have influenced changes in opportunity. Also recommends new strategies for lowering student loan debt, increasing federal and state cooperation in providing adequate need-based grant aid, and developing policies that target debt forgiveness for…

This article describes some of the special financial aid needs of students with disabilities and the policy implications of those needs. It focuses on the financial burdens of having a disability, the time demands faced by those with disabilities, the multiple and complex sources from which students with disabilities derive support, and the…