This paper asks whether Bourdieu's notion of symbolic violence is a helpful lens through which to view student loan systems. Symbolic violence occurs when two unequal agents unconsciously conspire in the oppression of the less empowered agent, thus reinforcing and legitimating existing stratifications. Using England as a case study, we draw on…

Promise programs are an increasing popular solution to improving college affordability, reducing educational inequities, and promoting economic development. Promise programs are distinct from other forms of financial aid because they emphasize residency in their eligibility criteria, where students must live and/or attend school in specific…

The federal government provides financial assistance to individuals for higher education expenses in two major ways: tax benefits and traditional student aid (loans, grants, and work-study assistance). Since 1997, education tax benefits have become an increasingly important component of federal higher education policy. In 2021, 11 higher…

When it comes to social mobility, the goalposts are always moving. As access to any given level of education becomes more common, inequalities tend to move upwards, with those from better-off backgrounds seeking to keep their advantages. While access to undergraduate degrees has been improving, with more and more young people going onto…

Many low-income students at community colleges may forgo being advised by a financial aid counselor because of communication barriers in understanding the process of borrowing to pay for tuition. These communication barriers may be due to a lack of engagement on the part of the students. For low-income community college students, research on using…

Over the last 30 years, college tuition has skyrocketed. From 1988 to 2018, tuition at public four-year institutions rose 213%. In response to the exponential surge in the cost of higher education, policymakers have focused increasingly on proposals to expand financial aid and loans, and canceling the vast sums of debt that college students have…

School vouchers are state-funded programs--often called scholarship programs--that allow students to use public monies to attend a private school. The state provides a set amount of money, typically based on the state's per-pupil amount, for private school tuition. There are currently 27 voucher programs in 16 states and the District of Columbia.…

Many state governments impose tuition regulations on universities in pursuit of college affordability. How effective are these regulations? We study how universities' "sticker price'' and institutional financial aid change during and after tuition caps and freezes by leveraging temporal and geographic variation in the United States from 1990…

The annual National Association of College and University Business Officers (NACUBO) Tuition Discounting Study (TDS) measures tuition discount rates and other indicators of institutional grant awards to undergraduates attending private nonprofit (independent) colleges and universities. The "2016 Tuition Discounting Study" report, based…

In the past few years, growing concerns about the rising costs of university education and soaring levels of indebtedness among graduates have led to strong student protests in places as diverse as Berkeley, Bogota, Johannesburg, Juba, Khartoum, Lilongwe, London, Madrid, Montreal, Santiago and Seoul (Salmi, 2017). As a result, several governments…

As student loans, the cost of college tuition, and even value of higher education remain at the forefront of public discussion, one thing remains true: Affordability is central to adult learners' academic success, and money is one of the primary reasons why adult learners stop out before they graduate. This report takes a deep dive into the…

This is the executive summary for the study "How They Pay: The Voices of Adult Learners on College Affordability, and How Institutions are Responding." The study is based on data from a national survey of 996 adult learners, in-depth interviews with 47 adults from 14 institutions, and interviews with financial aid personnel from six of…

Governments around the world use grant and loan programs to ease the financial constraints that contribute to socioeconomic gaps in college completion. A growing body of research assesses the impact of grants; less is known about how loan programs affect persistence and degree completion. We use detailed administrative data from Chile to provide…

Free higher education has become a major policy discussion of the past few years, one that is often debated or supported along partisan lines. Those supporting this policy initiative often point to the rising cost of a college education and the barrier it creates for underrepresented populations hoping to access higher education. Others point to a…

The State Higher Education Finance (SHEF) report is produced annually by the State Higher Education Executive Officers Association (SHEEO) to broaden understanding of the context and consequences of public policy decisions in each state that contribute to public higher education funding levels and funding distributions across states and…