Offers a job description for financial analysts and personal financial advisors. Includes information on the nature of the work; employment outlook; benefits and drawbacks, qualifications, training, and certification required; and lists related occupations. (JOW)

As many teachers near their retirement years, they discover that their retirement plans are insufficient and their financial planning was inappropriate. This paper describes some of the problems with the 403(b) plan (an investment plan for public school employees and certain tax-exempt organizations), explaining how teachers are beginning to…

Describes growth in the endowments of colleges and universities in 2000, with the gap between the wealthiest institutions and the rest of higher education becoming wider. Includes a table on the size and growth for the past year of 569 college and university endowments. (EV)

Why alternative investments? In a word: performance. Many higher education endowment and foundation managers are making increasing commitments to alternative investments, or AAs, in order to obtain higher returns and broader diversification for their investment portfolios than public securities instruments can usually provide. Learn how to handle…

Analyzes 1999 endowment performance of 503 colleges and universities and finds that 34 universities now have endowments that top $1 billion; however, despite the strong market, average returns were the lowest of the past five years. Also identifies institutions with highest and lowest returns; graphs show distribution of assets, trends in returns,…

This table ranks 503 colleges and universities in order of the value of their endowments. The table includes data on endowment market values as of June 30, 1998 and June 30, 1999, and the percentage one-year change. (DB)

Urges governing boards of institutions of higher education to carefully monitor the investment fees they are paying. Offers six strategies for lowering such fees, including: (1) relying less on external and more on internal investment management; (2) increasing the dollar allocations per external manager; and (3) using more passive investment…

This paper investigates the returns to education in two Southern EU countries, Portugal and Spain, both characterized by a relatively high self-employment rate. The impact of education on both wage earners and the self-employed is analyzed by using a comparable data set coming from the European Community Household Panel during the period…

Public rates of return on higher education expenditures are calculated by state. Benefits accruing to states from their investments in higher education are measured by differential tax revenues collected from college-educated citizens versus high-school-educated citizens. For most states we find an adequate rate of return on such investments.…

Higher education employees often participate in university-sponsored defined contribution pension plans that place the investment decision responsibility upon them. In order to examine investment decision-making behavior with retirement savings plans we investigated attitude-mediated, individual difference determinants of risky decision-making…

All private colleges and universities make strategic capital investments and consider the use of debt to fund those investments. From the commonplace purchase of photocopiers to the construction of new academic buildings or dormitories, investment decisions that yield long-term financial benefits must follow on the heels of careful analysis. To…

The last half century has seen a dramatic expansion in access to primary, secondary, and higher education in many nations around the world. Educational expansion is desirable for a country's economy, beneficial for educated individuals themselves, and is also a strategy for greater social harmony. But has greater access to education reduced or…

2010 marks the 50th anniversary of California's famed Master Plan for Higher Education, arguably the single most influential effort to plan the future of a system of higher education in the annals of American higher education. This essay builds on the analysis offered in a previous CSHE research paper ("From Chaos to Order and Back") by…

Universities UK's submission to the Government's Spending Review in 2007 explains how additional public investment in higher education will enable the sector to make an even greater contribution to key national policy objectives. These include the major economic challenges for the UK identified by the Treasury. The need to close the productivity…

This paper explores some of the aspects of the relationship between education and poverty as it has been constructed by international organisations and national governments in Latin America. The analysis is carried out from two separate angles. On the one hand, the paper highlights the main failings that underlie the positive and hoped-for…