As defined contribution (DC) plans become more popular than defined benefit (DB) plans, American workers are increasingly responsible for their retirement savings. Because retirement plan participants' portfolio allocation is constrained by the available funds in the plan, the construction of a plan's investment menu has become extremely…

Research and technology commercialization at research-intensive universities has helped to develop provincial economies resulting in university startups, the growth of other new companies and associated employment. University technology transfer offices (TTOs) oversee the process of technology transfer into the commercial marketplace and these…

This paper examines the financial resources allocated to Comprehensive Support and Improvement (CSI) schools under the Every Student Succeeds Act (ESSA) in the United States. Our analyses demonstrate that CSI schools do receive additional funding and spend more than comparable non-CSI schools. However, we question whether the magnitude of this…

This paper investigates the possible opportunity cost of using standard college savings plans against the advantages of using debt to pay for college. In addition, it presents a practical argument for using debt in place of college savings plans in certain instances. By doing so, investors may not only be able to mitigate the difficulty of saving,…

Achieving prosperity for all Americans could not be more urgent. Although the United States remains the most prosperous nation on earth, millions of citizens are losing faith in the American dream of upward mobility, and in American-style capitalism itself. This crisis of confidence has widened the divide afflicting American politics and cries out…

This qualitative case study examines the language learning trajectory of a South Korean international undergraduate student (Stella) in the United Kingdom. Previous studies have reported a lack of research on the intricate relationships between motivation and investment. To fill this gap, this study examined Stella's shifting levels of motivation…

The prevalence of educator shortages has long been a topic of research and policy discussions in Illinois. Across multiple years, the Illinois State Board of Education (ISBE) and Illinois Association of Regional Superintendents of Schools (IARSS) have collected data and reported on the magnitude, severity, and impact of shortages statewide. Prior…

In summer 2025, the National Association of Student Financial Aid Administrators (NASFAA) Research Department surveyed leadership from state and regional financial aid associations to better understand financial practices, revenue generation, governance, and strategic planning. All six regional associations (100%) and 41 of 50 state associations…

The aim of this study is to determine the objectives in the Middle School Mathematics Course Curriculum that can be associated with entrepreneurship education and to prepare activities/questions related to these objectives to be studied in gaining entrepreneurship skills. The curriculum was examined according to the framework developed by Tarhan…

Using data from the 2016 Survey of Consumer Finances (SCF) and the Family Life Cycle (FLC) and Human Capital Theory (HCT) as a framework, this study examined if factors related to the likelihood of financial ratio adequacy and financial well-being differ for Hispanic and non-Hispanic White households. Hispanics' comprehensive financial well-being…

Diversity has become an essential component in companies. As businesses and industries attempt to appeal to a wider demographic of employees while trying to serve diverse markets, they are also seeking to be representatives of such markets. Internal diversity is essential from a business standpoint. Diverse perspectives and backgrounds are proven…

Career and technical education (CTE) has existed in the United States for over a century, and only in recent years have there been opportunities to assess the causal impact of participating in these programs while in high school. To date, no work has assessed whether the relative costs of these programs meet or exceed the benefits as described in…

Prior to the pandemic, a survey of Pennsylvania parents found that for every child that was enrolled in an afterschool program, four more would participate if more programs were available. The pandemic has only emphasized the need for out-of-school time (OST) programs as students across Pennsylvania and the country cope with learning loss and…

Despite growing evidence on the impacts of the climate crisis on access to education and learning outcomes, there is a clear gap in identifying the additional costs the climate crisis imposes on education systems. Further, there is little evidence demonstrating the financial and socio-economic returns on specific climate-smart investment in…

Universities, colleges, and polytechnics are key public institutions that play an important role in Canadian society. From places of learning, research and discovery to economic hubs and community pillars, postsecondary institutions are at the forefront of innovation and problem-solving for the complex issues the country faces. However, years of…