Throughout much of the 1990s, the overriding critique of the World Bank was placed on its neoliberal mandate, reflected in its various education measures. However, recently the Bank seems to have taken a notable shift away from this ideological stance in its rhetoric and initiatives. This paper attempts to ascertain the degree to which the…

This article shows that, after decades of inequality, the 1990s saw sudden and dramatic increases in lending to low income and minority groups. Drawing in part on the work of Williams, Nesiba and McConnell (2005), we argue that government deregulation, industry restructuring and government-insured loans all fueled this growth by increasing the…

The Transnational Spanish Language Project curriculum is a set of instructional materials designed to enhance intercultural business communication between North American and Spanish American cultures. The curriculum covers three areas: office procedures; banking; and import/export business. Lessons, all in Spanish, are intended for…

This module, an introduction to bank services, is one of ten in the Money Smart curriculum, and includes an instuctor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to build a relationship with…

This report presents information on checking accounts, describes how to read a monthly statement from the bank, and provides guidelines for balancing a checkbook. Topics covered include: how banks record transactions; the importance of keeping personal records and of balancing the checkbook promptly; what happens when there are insufficient funds…

The calculator is used to determine the formula for computing annual yield from a savings account. (MP)

Retail repurchase agreements--or "repos"--are a sound investment for school funds, says this superintendent, but they carry an element of risk that shouldn't be ignored. (Author)

Explains the extent to which the innovativeness of banks (as measured by the adoption of credit cards and computers) is affected by competition, growth, size, and departmentalization. Notes that size and growth are more significantly related to innovation than are departmentalization and competition. (SB)

Explores how the installation of independent ATMs on college campuses, often operated by the institution, helps provide students with a greater level of service while potentially increasing bookstore and other business revenue. Several examples are discussed. (GR)

A study of 157 small financial firms found a significant relationship between strategic management training for senior managers and the firm's level of commitment to planning, resulting in a return on investment for stockholders. (SK)

Discusses two strategic distribution channel decisions facing banks, one regarding whether to target the Internet banking segment of customers versus the branch banking segment, and the other regarding the geographical area banks aim to serve. Future distribution channels, the change process, and local, national, and international strategies are…

The impact of digital check imaging technology on two bank departments was compared. In one, tasks that were not automated were subdivided into narrower jobs. In the other, managers combined multiple related tasks to create jobs of greater complexity. The consequences of technological change thus depended in part on management decisions. (Contains…

A survey of 194 black households in a Chicago neighborhood found that one in five did not use banks, 49% had credit cards, over 75% used alternative financial services (AFS), and many used informal financial networks. Nonbank and AFS users tended to be lower income, less educated, younger, and unmarried people. Consumer education and public policy…

A major requirement for transformation contained in the new education policy in South Africa is that the graduate outputs of the higher education system should match the needs of a modernizing economy. This paper addresses the organizational aspect of university-industry relationships that is an element of the transformation. In empirical terms,…

Eleven crossword puzzles, designed to give the student practice with the correct spelling and usage of those words needed to indicate his mastery of the concepts and understandings taught in business courses, are contained, with answer keys, in a teacher's packet. Any puzzle can be reproduced by ditto or by transparency for classroom use. There is…