This booklet gives young people who are just starting out on their own with a small income the information they need to manage their money. The following topics are discussed: how individuals can determine how much money they will have to live on; how to read a pay stub; Social Security and the future; the importance of putting money in the bank…

Chief executive officers and recruitment personnel participate in a study to pinpoint what can be done to upgrade the educational preparation of students readying for finance careers. (Author)

The experiences of banks introducing computerized services to the public are described to provide some idea of what libraries can expect when they introduce online systems. Volume of use of Automated Teller Machines, types of users, introduction of machines, and user acceptance are highlighted. Thirty-two references are cited. (EJS)

A special banking unit is described which is devised to get students actively involved and give realistic experiences in dealing with situations in everyday life. The material is viewed to involve a great deal of work for teachers, but a tremendous amount of learning and fun is projected for pupils. (Author/MP)

The rotating credit associations of Brooklyn, New York, are institutions which have been transplanted from the West Indies. The association is an alternative to the United States banking system and offers immigrants, illegal aliens, and permanent residents alike the opportunity to alternately save and borrow small sums of interest-free money. (JCD)

In this econometric model of the Guaranteed Student Loan Program (GSLP), supply is related to banks' liquidity and yield curves, all lenders' economic costs and returns, and Student Loan Marketing Association activity. GSLP demand is based on loan costs, family debt position, and net student need for financial aid. (RW)

School districts can effect considerable savings by obtaining maximum banking services. A procedure is offered for choosing a bank depository based on services to be rendered. (Author/MLF)

A description is given of a training program for bank tellers using computer-based instruction. The results of a pilot test are reported. (MP)

A survey of 100 securities analysts at investment banking firms in the United States and United Kingdom showed that individual characteristics have little influence on the information sources and communication channels used by analysts, but institutional resources significantly influence the information and communication channels used, and also…

Provides a graphical framework for presenting interactions among current account flows, capital account flows, and exchange rates. Suggests that the two type of flows must be considered separately in discussions of foreign exchange equilibrium and balance of payments flows. Supplies sample graphs and instructions for applying the framework to real…

Describes graphical techniques to help explain the multiple creation of deposits that accompany lending in a fractional reserve banking system. Presents a model that emphasizes the banking system, the interaction of total permitted, required, and excess reserves and deposits. Argues that the approach simplifies information to examining a slope…

College business officers can save money, adhere better to budgets, and improve relations with international vendors through foreign monetary exchange. By comparing exchange rates and buying foreign currency when rates are good, institutions retain much more control over the transaction rate than if they delegate the task to the bank. (MSE)

Reviews progress toward economic integration and monetary union within the European Economic Community. Maintains that Germany has the greatest influence on the system because of its strong currency and monetary policies. Concludes that a "two-speed" course toward economic union may be the only practical path. (CFR)

The federal Department of Education will help college students save money on loan interest if they consolidate loans in the direct lending program while in college. Some college lobbyists feel the administration has not done enough to cut fees and help students and colleges and, as a result, may lose direct-loan participants to bank-loan programs.…