The seven papers use data from particular industries to examine the nature and causes of recent changes in earnings equality in the United States. They provide perspectives from banking, telecommunications, semiconductors, steel, grocery, truck driving, apparel, and imaging industries on recent debates regarding the influence that technological…

A finance course incorporates two technologies to reinforce instruction: threaded discussion and a course website. A bonus point system for discussion contributions elicited mixed reactions from enthusiastic and reluctant participants, lurkers, and nonparticipants. (SK)

To test hypotheses about intra- and intergenerational communication perceptions, nonmanagerial-level bankers (n=348) in two nations (Thailand and United States) self-assessed their communication beliefs on the Global Perceptions of Intergenerational Communication scale. Communication accommodation theory was used as a theoretical backdrop. Results…

The Securities and Exchange Commission has launched a "Just for Teachers" section on its Web site to assist public school teachers in grades K-12 evaluate and select appropriate investments for employer-sponsored 403(b) retirement savings plans and other savings vehicles. The functions of this site are briefly described in this article.

The study discussed in this article investigated the impact of a short self-management skills training course on frontline bank employees' learning about the use of self-management to overcome obstacles to the initiation of banking product sales, perceived self-efficacy in initiating the sale of a product, and performance in activities related to…

Looking for ways to save money within the Stafford Student Loan program, a study was done to measure the effect that a lower special allowance could have on the supply of Stafford loans made with private capital. The special allowance is an incentive payment to commercial lenders who participate in guaranteed student loan programs. The study used…

This technological assessment, conducted by the Arthur D. Little organization, studied the technology of electronic funds transfer. Technology assessment analyzes the economic, social, environmental, and institutional consequences of the introduction or expansion of a technology into society and alerts decision makers to the possible future…

In 1988, Joliet Junior College (JJC) initiated a Set-Aside Loan Pool, designed to provide entrepreneurs, who traditionally would not be able to obtain a small business loan because of a lack of equity, with an alternate source of funding. Ten financial institutions were contacted and asked for contributions to the Loan Pool. Over the next five…

To examine the content of newspaper advertisements used by banks before, during, and after a major bank collapse, issues of the Knoxville (Tennessee) "News Sentinel" from 1982, 1983, and 1984 were analyzed for bank sponsored product and nonproduct advertisements. These advertisements were studied for type, size, and content relating to…

Elements of an effective management program for colleges and universities are examined. Five basic purposes of an effective program of cash management are identified: developing accurate cash projections, managing cash receipts, controlling cash disbursements, establishing sound banking relationships, and investing funds. It is suggested that all…

COMMERCIAL BANKS ARE EXPECTED TO PLAY AN INCREASINGLY IMPORTANT ROLE IN THE EXTENSION OF CREDIT UNDER THE HIGHER EDUCATION ACT OF 1965, AND BANKERS' ASSOCIATIONS ARE ACTIVELY PARTICIPATING IN THE DEVELOPMENT OF THIS PROGRAM. HOWEVER, THE EXTENT OF COMMERCIAL BANK PARTICIPATION CANNOT BE ENTIRELY INSULATED FROM THE BROADER PROBLEMS ASSOCIATED WITH…

Describes a classroom economics system for fifth graders based on real-life experience. Income earned in assigned "jobs" may be spent for future fixed expenses, unexpected opportunities and expenses, and immediate entertainment. Students learn social skills as well as how to bank, buy stock and insurance, cope with unemployment, manage a store,…

Basic components of a New Jersey district's profitable cash management program include consolidating funds using a negotiated bank agreement, a short term investment policy, accurate flowcharts for precise planning, and revenue and expenditure analysis. Data collection and analysis and the alternative of using a bank service agreement are…

Fourth and fifth grade students at Bulman Elementary School, Redford, Michigan, learn economics concepts by selling potato chips: company stocks are sold and part of the profit is invested in a student-run bank which has checking accounts and issues monthly statements. (AV)