Describes the Adjusted Agreement Index, a strategy for analyzing collected data from questionnaires utilizing Likert-type scales. Steps involved in using this index and its strengths and weaknesses are outlined, and a case study illustrating how it was used to summarize data on a distance education course package is presented. (MBR)

One crucial role of the teacher of citizenship education is to facilitate and help legitimize the "pupils' voice" in the classroom. The teacher should abdicate the "talking head" role and replace it with one that encourages and validates pupil owners

A series of five short-term, special interest Four-H projects on the consumer world (banking, money management, shopping, supermarket, and credit) are being used in cooperative efforts with schools throughout Florida. The materials can be used for various courses in grades seven through twelve and also are applicable to disadvantaged youth. (EA)

Recent improvements in corporate credit card programs have allowed colleges and universities to let end users make their own small dollar purchases. This makes purchasing small items quicker and more convenient and eliminates purchasing department efforts, achieving significant operational savings. However, careful control of the system is…

Explores educational structure shifts in Netherlands banking caused by technological developments. A cross-section analysis of 100 local banks shows that diffusion of office automation has positively affected the skill level and share of vocationally skilled workers. Automated banks also use recruitment policies to adjust skill structure more…

The manner in which seven male expert credit administrators and seven male trained nonexpert credit administrators differed in their ability to generate and verify inferences was studied. Results suggest that the ability to reason within a complex domain requires more than simply acquiring knowledge. (SLD)

The author presents a computer game that puts the player in the role of a central bank governor. The game is a stochastic simulation of a standard reduced form macro model, and the user interacts with this simulation by manipulating the interest rate. The problem the player faces is in many ways quite realistic--just as a real monetary authority,…

The purpose of this article is to: (1) Examine the historical development of the Federal Reserve System; (2) Provide background on Ben Bernanke, the new Fed chairman; (3) Explain the basic tools of monetary policy used by the Fed; (4) Examine the causes of the Great Depression, a topic of special interest to Bernanke; and (5) Provide some key…

This article describes The Villages High School (VHS), a charter school where students are taught with real-world skills. At Villages High, a unique creation of local development company The Villages Of Lake-Sumter Inc., the curriculum is serious business. Under its charter agreement with the Sumter County school district, the school must provide…

The impact of new technologies on occupational profiles in the banking sector was examined through case studies in four European countries: Luxembourg, the Netherlands, the United Kingdom, and France. In each country, three types of banking institutions were studied: merchant (Eurobank); "counter" (universal) bank; and telebank (bank…

This publication presents an assessment of various methods applicable for measurement of lender profitability with particular emphasis on net present value (NPV) in order to determine whether the Department of Education's current method for determining lender profitability within the Stafford Student Loan program is the best. The introduction…

Intended to assist World Bank staff and officials in deciding when and how to include communication support activities in Bank-financed development projects, this paper describes the use of planned communications to encourage participation in projects by certain groups of people, to improve institutional efficiency and staff development, and to…

A study was conducted to determine who, within a target user group, used and benefitted from a videotex system. The subjects were large-scale farmers who agreed to have videotex terminals installed in their homes to receive a wide range of informational and commercial transaction services provided by a bank holding company. At the end of an…

A survey on the Guaranteed Student Loan Program (GSL) was conducted in 1986 by the Consumer Bankers Association (CBA). Responses by 103 member institutions provided information on student loan operations, the student lending climate, and proposed amendments to the GSL program. Institutions were divided into four asset categories. The larger…

This curriculum guide emphasizes that economics is a method of thought or analysis and highlights the teaching of macroeconomic concepts. Definitions of economics, economic actions and their results, individual and group relationships, and supply and demand principles are reviewed. Macroeconomic concepts that are introduced include: (1) economic…