Describes the program at Northwestern University where the university became a lender in the Federally Insured Student Loan Program in cooperation with a large bank. (Author/PG)

This study examined characteristics differentiating defaulters on Stafford student loans (formerly Guaranteed Student Loans) from non-defaulters. Data were drawn from a sample of 100,000 records randomly selected from the fiscal year 1987 guarantee agency cumulative borrower file. A cohort of 7,382 borrowers taking out their last loan in FY 1983…

The Supplemental Loans for Students (SLS) program provides market-rate loans to postsecondary students. This report presents information on SLS loan volume and default data for the 10 largest SLS lenders from nine guaranty agencies, for fiscal years 1987, 1988, and 1989. Data for both proprietary and nonproprietary schools and for both freshmen…

This report was prepared to determine lenders' rates of return or profitability on Stafford loans in their portfolios, reasons for varying levels of profitability among institutions that hold such loans, and the effect of 1986 subsidy reductions on these lenders' profitability. The study focused on the activities of lenders that purchase Stafford…

Lending and secondary market activities of the Student Loan Marketing Association (Sallie Mae) since it began operations in 1973 were reviewed. Specific areas of review were: the Association's legislative development and financial activities, its profitability compared to commercial banks and other government-sponsored enterprises that provide…

Traces the history of increasing public support for the financing of post-secondary education in Canada, questions the effectiveness and equality of present subsidization schemes, and proposes the establishment of an integrated student assistance system, consisting of a combination of unconditional grants, loans, conditional grants, and…

This statement by the American Council on Education reviews the educational achievements of the past decade and explores ways by which existing and future federal programs can promote greater financial stability in a critical national endeavor. Major goals of the present systems of federal support for higher education include greater educational…

Information on the Student Loan Program 1971-72 in the state of Alaska is given in this document. Statistical tables divide information by in-stage college attended and other states or regions. Tables are: student loans awarded 1971-72, student loans awarded 1971-72 percentage chart, average size of loans 1971-72, recapitulation of loan program…

This document presents verbatim transcripts and prepared statements from the hearings on Student Financial Assistance before the Special Subcommittee on Education. The report reviews some of the financial aid programs available as they pertain to the current and projected needs and costs of students attending postsecondary educational…

This paper explores some questions about the use of income for determining repayment of educational loans. The plans generally call for a level of repayment to cover the initial advances, plus interest for a college graduate with average income, but would require less than full repayment for the students with low income, and over full repayment…

In response to a legislative resolution, the State Council established a Student Financial Aid Study Advisory Committee composed of public and private college representatives and outside consultants to develop a comprehensive study of student financial aid programs in higher education in Virginia. This study makes available for the first time an…

The initiative for this two volume study was taken by officials in the Department of Health, Education, and Welfare in response to mounting concerns and divided opinions about the use of accreditation to establish the eligibility of postsecondary institutions for federal programs. Conclusions and recommendations include: (1) Accreditation should…

This document, a review of financing postsecondary education in Washington, emphasizes the need for the users of postsecondary education and the state to carry most of the financial burden and provides a cost-benefit analysis, information on pricing and student aid, current practices in state financing, and data on student loans. Options for…

In 1980, about 1,100,000 newly minted bachelor's and first professional degree holders will enter the labor market if past trends continue. The financing patterns for higher education that develop in the next decade may be expected to have an impact on the characteristics of these new labor-supply entrants. The first part of this paper describes…