The Guaranteed Student Loan Program (GSLP) has had many problems, including a high default rate, student bankruptcy, bad press, and lack of government money. (PG)

Article outlines five different forms of student financial assistance and describes a short history of the development of educational finance. (RK)

The Student Loan Marketing Association, a new member of the MAE family, aims at stimulating the flow of Federal student loan funds. (Editor)

In this econometric model of the Guaranteed Student Loan Program (GSLP), supply is related to banks' liquidity and yield curves, all lenders' economic costs and returns, and Student Loan Marketing Association activity. GSLP demand is based on loan costs, family debt position, and net student need for financial aid. (RW)

Discusses implications for the Department of Education with the election of Ronald Reagan to the presidency. The future of the National Education Association (NEA) is also discussed, including its hopes for general aid to education and federal collective bargaining laws. Revision of higher education programs is also discussed. (CS)

Analyzes pricing, aid, access, and choice in higher education and draws implications for national higher education policy. Argues that the United States needs a program that provides more assistance to students who are the neediest. (JOW)

Attempted to replicate and extend the findings of earlier Student Loan Recipient Survey of the 1987 National Postsecondary Student Aid Study (NPSAS:87) on student loan defaults. Analysis of 1,117 borrowers from 510 institutions indicated that besides certain precollege traits and high grade point averages, postcollege employment congruent with the…

Briefly describes Canada's student loan system, including the typical costs of a year of postsecondary schooling and the levels of financial support available. Reports the results of an empirical analysis showing that borrowing remains at reasonable levels and repayment difficulties are still relatively uncommon. Suggests various reforms,…

The federal Department of Education will help college students save money on loan interest if they consolidate loans in the direct lending program while in college. Some college lobbyists feel the administration has not done enough to cut fees and help students and colleges and, as a result, may lose direct-loan participants to bank-loan programs.…

A new federal regulation requires that both students and institutions repay the portion of student aid not used for education. Students must repay the "unearned" portion, less a 50% discount; colleges must return the portion of student aid that does not cover the period in which they were enrolled. Critics include community colleges,…

Reports that the College Board's annual survey of tuition and financial aid shows continuing escalation in the cost of higher education. Graphs and tables detail average college costs by institutional type, trends since 1990/91, and the most and least expensive public and private colleges. Notes especially students' increasing debt burdens as…

Analyzes a student-loans scheme in Thailand to increase access of poor students, for example, to upper-secondary and postsecondary education. Finds average repayment ratio of loans is 10 percent or less. Recommends conversion of upper-secondary loans to grants and reforms in postsecondary loan procedures to improve repayment and recovery ratios.…

Analyzed data from the 1992-93 and 1995-96 National Postsecondary Student Aid Study (NPSAS) and found that the 1992 amendments to the Higher Education Act were associated with an increased tendency to borrow at the federal limit, particularly among undergraduates from middle-income families. (EV)