Federal higher education policy has shifted over the past few decades from grants to loans as the primary means for providing access to postsecondary education for low- and moderate-income families. With this shift, policy makers have begun tracking student loan default rates as a key indicator of the efficacy of student loan programs. This effort…

"Education at a Glance: OECD Indicators" is the authoritative source for accurate information on the state of education around the world. It provides data on the output of educational institutions; the impact of learning across countries; the financial and human resources invested in education; access, participation and progression in…

Outlook is the monthly newsletter for the Council for American Private Education (CAPE). Each issue contains information relating to private education such as: new legislation and regulations, the most recent research, court rulings, national trends, federal initiatives, private school news briefs, and more. This issue contains the following…

In recent years, there has been a growing interest in college access and with it, a growing concern about the debt incurred by students. Analysts on all sides suggest a variety of causes and solutions to this very complex problem. This paper presents a collection of informational items that can be seen as both disparate and connected. We can see…

The expansion of higher education has become a significant trend in the East Asia region, and Taiwan has proven no exception. The driving forces of higher education expansion in Taiwan include enhancing national competitiveness and human capital, responding to social and industrial needs, and reducing educational inequalities among social groups.…

The United States Department of Education's (the Department's) "Agency Financial Report" (AFR) for fiscal year (FY) 2012 provides an overview of the Department's financial performance and results and detailed information about the Department's stewardship over the financial resources entrusted to it. Additionally, as required by the…

In a study requested by Senator Paul Simon and Representative Edolphus Towns, updated information on student loan default rates at Historically Black Colleges and Universities (HBCU) were obtained and examined. In particular the study compared 1991 default rates with earlier years, updated estimates of HBCUs that might lose Federal Family…

This report describes progress in addressing problems identified earlier in the process of consolidating student loans under the William D. Ford Federal Direct Loan Program (FDLP) or the Federal Family Education Loan Program (FFELP). Consolidation loans allow borrowers to extend their repayment periods and may combine loans under either or both…

Looking for ways to save money within the Stafford Student Loan program, a study was done to measure the effect that a lower special allowance could have on the supply of Stafford loans made with private capital. The special allowance is an incentive payment to commercial lenders who participate in guaranteed student loan programs. The study used…

This document is a favorable report to the U.S. Senate on a bill that provides for the financial security of the Student Loan Marketing Association, an act which amends the Higher Education Act of 1965. The report urges the passage of this bill which sets forth various capital levels that safeguard the government from the possibility of loss…

The New England Student Loan Survey (NESLS) II investigated the impact of student loans on borrowers, their consumption patterns, and their attitudes towards repayment. The 1,442 subjects, recent borrowers now repaying their student loans, included 283 high debt-low income borrowers and 207 prior defaulters now in repayment. Findings included the…

Congress, over the past decade, has enacted a number of laws with provisions aimed at preventing defaults and improving collections on defaulted student loans. This report presents a synopsis of legislative provisions enacted to combat student loan defaults beginning with the Education Amendments of 1980. The laws included in the report are:…

Reports on a study to determine whether the proportions of self-supporting students are rising. Results indicate their proportions are increasing and administrative policy concerning these student must be formulated. (PG)

The problems of a free or nominal tuition plan implemented in the Middle Eastern countries are discussed. A service-loan program is proposed that would provide needy students with loans or a designated job after graduation; in either instance, a government subsidy would cover all educational expenses.

Recent developments on the topic of Guaranteed Student Loan defaults are summarized, in light of a recent shift in the focus of default reduction efforts from loan originators to the schools themselves. Background information on recent default reports is provided, the recommendations of the Secretary of Education are discussed, and the legislative…