Tuition increases in Illinois public senior institutions are reviewed in light of factors being overlooked. These factors suggest the new emphasis on tuition could (1) spiral into higher tuition in the future, (2) create increased state response to provide financial support for students who would otherwise find higher charges a barrier to…

The current operating income and expenditures of the state-controlled institutions of higher education in Virginia are examined in tabular form according to three major categories: educational and general, student aid, and auxiliary enterprise. Each category constitutes a major segment of this report within which both current operating income and…

A new variant, the Partially Contingent Educational Opportunity Bank Plan (PCEOB), of the contingent repayment loan is proposed for higher education. This report develops PCEOB operating parameters to be applied to U.S. medical schools. Part one discusses three EOB variants: semi-conventional, fully-contingent, and partially-contingent. Part two…

This lecture is part of "Fundamentals of Educational Planning; Lecture-Discussion Series," a controlled experiment aiming at the development of efficient teaching materials in the field of educational planning. The author discusses (1) the justification for public subsidy of higher education; (2) methods of subsidizing students; (3) the objective…

The General Accounting Office examined coordination among federally assisted student financial aid programs including the National Defense Student Loan, the College Work-Study, Educational Opportunity Grant, and Guaranteed Student Loan programs. Eight institutions were visited. The report recommends that the Secretary of Health, Education and…

This speech examines alternative means of financing higher education within the context of how they affect both the equity of opportunity for such education and the efficiency of societal investment. According to the author, the system of higher education is inherently inequitable. The manner in which a financing program of full-cost tuition and…

The Yale Tuition Postponement Plan (TPO), an income-contingent loan scheme, is discussed and analysed with reference to the interest rate crisis and default rates. Conclusion: the high default rate is the most dangerous weakness of contingency loans, and this Plan is the only scheme of its kind likely to exist in the near future. (Editor/JT)

Examines whether undergraduate students are incurring excessive debt to finance college attendance. Using data on debt levels for 1982-83 full-time college seniors in California, the study concludes that no more than four percent of dependent students and five percent of independent students have excessive debt. Includes six tables, seven notes,…

Given the pressure for alternative uses of government funds, loans will continue to have a role in the student assistance program. The limitations inherent in their use and how best they may be coped with are explored. (MLW)

Student loans have become an essential ingredient of financial planning for college. The Guaranteed Student Loan Program's default rate is over 10 percent. World Bank and other international data suggest three solutions: longer repayment terms, graduated repayment schedules, and forgiveness for individuals choosing public service. (8 references)…

This article examines grants (Pell Grants, Supplemental Educational Opportunity Grants, state grants) and work-study and loan programs. Discusses aid available to low-income and middle-income families, average amount of various types of awards, and what percentage of students is receiving financial aid. (CT)

This guide explains available repayment options for federal student loans so that students can repay their debts successfully. It also tells the steps students should take so that they will not get behind in payments or go into default. It is emphasized that federal student loans are real loans, just like car loans or mortgages, that must be…

The purposes of this handbook are to help participating foreign schools achieve manageable, student-friendly administration of the U.S. Federal Family Education Loan (FFEL) Program and to ensure that schools are aware of the legal requirements that pertain to foreign schools participating in the FFEL Program. The FFEL is the only U.S. student…

This testimony is an evaluation of the U.S. Department of Education's progress in integrating its National Student Loan Data System (NSLDS) with other student financial aid systems, as required by law. NSLDS was authorized under the 1986 Higher Education Act amendments as a means to improve compliance with repayment and loan-limitation provisions,…