College students are leaving their higher education institutions with more educational loan debt than ever before. From academic year 1994-1997 to 1999-2000, the amount postsecondary education students borrowed through federal student loan programs jumped from $24 billion to $33.7 billion, and total debt for borrowers who received master's and…

This report presents data on default rates within two major federal student loan programs, the Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP). Data from the National Student Loan Data System for 1997 and 1998 indicate that, overall, direct and guaranteed student loan programs had similar default rates--6.6…

In November 1999, the U.S. Department of Education began offering a 0.25% interest rate reduction to borrowers under the Direct Loan program who agree to have their monthly loan payments automatically withdrawn from a bank account through its electronic debit account (EDA) program. The Department of Education submitted a justification to the…

Using data from the 1993-1993 and 1999-2000 National Postsecondary Student Aid Study (NPSAS:93 and NPSAS:2000), this study examined the most recent trends in net price of college. Changes in net price were analyzed for higher education as a whole and within each type of institution for students with various levels of income and financial need.…

This book presents information on two major federal loan programs: the Federal Family Education Loan (FFEL) program and the William D. Ford Federal Direct Loan Program (FDLP). It is designed to provide information on borrower and lender activity, presenting factual and statistical data on the various FFEL program and FDLP loan components that…

This booklet contains answers to questions that students may ask about financial aid for college. The booklet describes the usual costs of college, and suggests ways students can pay for a college education. The types of financial aid available are described, and the application process is outlined. The booklet offers tips for comparing different…

This compilation of federal regulations concerning student aid includes changes through December 31, 1998, that apply to all regulations published in the "Federal Register." An introduction offers suggestions for understanding regulations. The regulations, with original dates and change dates, cover the following parts of Title 34 of the…

This booklet is intended to supply high school counselors in Oregon with information and forms that will aid in helping high school students obtain financial aid for higher education. It is divided into three parts. The first section, "About Student Financial Aid," provides information on how and when to apply and what happens after the…

The 10 chapters of this book on the effects of the federal student loan program focus on five major issues: first, that expanding access to postsecondary education is in the national interest; second, the inconsistency in student loan policy; third, increasing federal regulation of higher education; fourth, the fact that rising costs are making…

This brochure describes the work of the Student Financial Aid Information Center, through its toll-free number: 1-800-4 FED-AID (1-800-433-3243). The Center answers questions about major aid programs, such as Pell Grants and Stafford/PLUS Loans. The Student Financial Aid Information Center helps students through the application process by…

This report addresses concerns raised by the Committee on Health, Education, Labor, and Pensions of the U.S. Senate on : (1) the number and cost of trustee arrangements providing student loans and their shared characteristics; (2) the benefits and protections afforded the federal government through use of trustee arrangements; and (3) the effect…

Many discussions of student loan repayment focus on those students for whom repayment is a problem and conclude that the reliance on debt to finance postsecondary education is excessive. However, from both a pragmatic perspective and a logical perspective, a more appropriate approach is to develop different benchmarks for students in different…

In an effort to describe the two-year college financial aid officers and their administrative systems, all regionally accredited two-year colleges were surveyed. The results indicated demographic patterns and yielded educational and professional data. Details of administration of financial aid revealed types of aid, organizational responsibility…

Senator Muskie discusses the problems of educational financing and proposes some Federal programs to ease the situation. (AN)

An analysis of how diverse forms of student aid can best be distributed and packaged to suit the needs of both the individual student and the university. (Editor)