These hearing transcripts present testimony on the high risks and emerging fraud in several areas of the federal government, including the Student Loan Program of the Education Department (ED), the Multifamily Housing Program of the Department of Housing and Urban Development (HUD), and Internal Revenue Service (IRS) tax return filing. Testimony…

This guide, which is sent to postsecondary schools, provides them with draft cohort default rates for student loans under the Federal Family Education Loan (FFEL) Program and the William D. Ford Federal Direct Loan Program. The guide is intended to assist schools in understanding how a cohort default rate is calculated, reviewing loan record…

An assessment was done of the Department of Education's (ED) approach to determining lender profitability for Guaranteed Student Loans. The assessment described the current net present value (NPV) method as well as discussing its strengths and weaknesses. The NPV method has been widely accepted for determining the profitability of different…

This publication offers information by region on state and other repayment, forgiveness, and scholarship programs for medical students. Each section offers fact sheets on the programs offered by the states in one of four regions: central, northeast, southern, and western. The final section contains information on other programs operated by…

A study was conducted to determine: (1) whether federal savings could be expected by replacing Stafford student loans with direct loans under a direct loan program proposed by the National Association of State universities and Land Grant Colleges; and (2) what consequent administrative responsibilities would accrue to educational institution and…

Counseling, an essential function of the financial aid officer, is discussed in terms of opportunities, goals, problems, and responsibilities. (PG)

Provisions in the Higher Education Amendments of 1986 (Public Law 99-498), which require guaranty agencies and lenders to report information on Stafford student loan program borrowers to credit bureaus, are examined. The purpose of these provisions is to promote greater borrower responsibility and repayment of student loans. The report addresses…

Oversight hearings on the Student Loan Marketing Association (Sallie Mae) are presented. Sallie Mae was established by the Education Amendments of 1972 to provide liquidity for Guaranteed Student Loan (GSL) lenders by purchasing GSL portfolios from lenders or making loans on GSL loans held by lenders. In 1982, Sallie Mae had total cumulative…

This semiannual report of the Department of Education's Office of Inspector General summarizes the office's activities in auditing and investigating abuses in the use of federal monies in education and in improving the management of federally funded programs. The audits for a 6-month period ending September 30, 1983, are graphed and significant…

This publication reports the results of a National Student Expense Budget Conference, attended by members from all echelons of the national financial aid community. The conference's purpose was to arrive at definitive positions regarding the components of budgets, the methodology of budget construction and the variables which may properly be…

Hearings are presented on the subject of defaults of student loans made pursuant to the Guaranteed Student Loan Program authorized by part B of Title IV of the Higher Education Act. Methods are suggested for cutting down or eliminating defaults including: (1) discharging federal employees who have defaulted on student loans, after a reasonable…

This brochure lists educational opportunities for minorities and women at the postsecondary level. In addition to specific loan, scholarship, and fellowship opportunities, it also provides some general information on how and where to seek out general assistance to prepare oneself to pursue additional education and career goals. The pamphlet was…

INFORMATION IN NARRATIVE FORM ABOUT SCHOLARSHIPS, LOANS, WORK-STUDY PROGRAMS, GRANTS-IN-AID, AND SOURCES OF FURTHER INFORMATION IS GIVEN FOR BRIGHAM YOUNG UNIVERSITY, COLLEGE OF SOUTHERN UTAH, DIXIE COLLEGE, LDS BUSINESS COLLEGE, SNOW COLLEGE, STEVENS HENAGER, UNIVERSITY OF UTAH, UTAH STATE UNIVERSITY, UTAH TECHNICAL COLLEGE AT PROVO, UTAH…

Solutions to the urban crisis, the Vietnam war, and other national problems require, and could be met by, the knowledge and manpower developed in American colleges and universities. But a severe financial crisis increasingly threatens even their normal operations. Enrollments have risen by about 3.5 million since 1930, with a large segment of this…