Hearings are presented on the proliferation of interstate guarantee arrangements in the area of student loans, and the effect of such arrangements on student access to loan capital. Topics include: the desirability of establishing territorial monopolies for student loan guarantee agencies, the views of the Higher Education Assistance Foundation…

The objectives of student loan programs and the consequences of specific programmatic determinations are considered. In addition to the primary function of providing access to capital markets for the financing of human capital investment, the student loan system in the United States has been utilized as: (1) a mechanism to subsidize schooling…

Four aspects of the Guaranteed Student Loan (GSL) Program are compared with credit policies on other loans made by consumer installment lenders. The four aspects are: (1) the planning, screening, monitoring, collecting, and write-off policies on GSLs versus uninsured loans; (2) the importance of the Student Loan Marketing Association in providing…

Federal student financial aid programs were compared with programs proposed by the Reagan Administration in the Department of Education's fiscal year 1988 budget. Of concern were: total aid received by a student, the portions provided as grants and loans, and the portion of the student's postgraduation income that would be required to repay the…

A comparison was made of the practices of so-called multistate guaranty agencies with those of single state guaranty agencies, both operating under the provisions of the Stafford Student Loan Program (formerly the Guaranteed Student Loan Program). It expands on earlier results and provides data on trends in the growth of guaranteed loans and…

The report presents information collected by the U.S. General Accounting Office on the Supplemental Loans for Students (SLS) program, which provides market rate loans to postsecondary students in addition to, or in lieu of, other financial aid such as Stafford Loans and Pell grants. Some of the data are as follows: over $3.2 billion in SLS loans…

Supplementary data on college student financial aid recipients for academic years 1980-1981 through 1983-1984 are presented for a sample of the Senior Cohort of the High School and Beyond Study (HS&B). By 1984 the HS&B senior cohort had been out of high school for 4 years. Background information on the Center for Education Statistics…

Information on college applications, acceptances, financial aid, and attendance is presented based on base-year and first follow-up data for the National Longitudinal Study and the High School and Beyond Study of the Federal Center for Education Statistics. The focus is on changes that occurred between 1972 and 1980 in the two senior cohorts. Many…

Stage Two of the Title IV Quality Control Study evaluated quality in the Department of Education's major student financial assistance programs, by identifying, measuring, and analyzing the causes of inaccurate awarding of student aid funds. This volume recommends and evaluates four major levels of corrective actions to reduce error: (1) reducing…

The current sources of financial aid programs available in 1991-1992 for and about women are presented. The directory lists over 1,600 references and cross-references to scholarships, fellowships, loans, grants, awards, and internships designed primarily or exclusively for women. The directory is divided into four separate sections of which the…

Hearings on reauthorization of the Higher Education Act of 1965 that were held in St. Louis, Missouri, are presented. Student assistance programs are the centerpiece of the Higher Education Act and play a critical role in achieving the federal objective of equal educational opportunity. The Higher Education Act also contains programs to assist…

California student financial aid policy, trends in financial aid, and specific state-funded financial aid programs in California are discussed. State policy and planning prior to 1975 and developments in state policy in 1975 and in the early and mid-1980s are considered. Trends in financial aid from 1973-1984 to 1984-1985 are addressed, including…

Information on opportunities for minorities and women who wish to pursue higher education and career goals is provided in this annotated bibliography. The resource materials cover information on how and where to seek assistance to pursue higher education, including information on loans, scholarships, and fellowships. For each entry, information is…

The loan collection efforts of the Department of Education are discussed in hearings held as part of fact finding prior to reauthorization of the Higher Education Act. Attention is directed to the collection record of the Department, the rationale for shifting collections from federal to private collectors, and the reasons why two of the remaining…

In response to the charge of developing ways for the state to assist families to meet rising college costs, while federal aid is declining, 20 initiatives are recommended for state action in four priority areas: access, excellence, financing alternatives, and efficiency. The following are among the recommendations: (1) continue to raise the…