During academic year (AY) 1996-97, 83,000 students left Texas postsecondary institutions with $882 million in federally guaranteed loans. This study attempts to analyze the cumulative Texas Guaranteed Student Loan Corporation loan indebtedness of student borrowers who left postsecondary educational institutions from AY 1991 through 1997. The major…

As part of a series of hearings on the reauthorization of the Higher Education Act of 1965, testimony was heard on the safety and soundness of the Student Loan Marketing Association (Sallie Mae). Witnesses discussed many issues surrounding financial oversight of federal agencies and financial risk to the taxpayer through the potential failure of…

This report presents testimony from the final 2 of a series of 44 hearings conducted in the District of Columbia and across the nation on the reauthorization of the Higher Education Act of 1965, and contains the text of four bills proposed as amendments to the Higher Education Act. On the first day of testimony a panel of witnesses suggested…

Trends in the level of borrowing by graduate and professional students, and the capacity of students to repay their education debt are considered. In addition, sources of debt data and implications of this information for national student aid and data collection policy are addressed. Attention is also directed to levels of indebtedness between…

Lack of preparation and planning, lack of financial aid, and the complexities of the application process are the main reasons that American Indians and Alaska Natives do not enter or complete college. This guide provides information to assist Native American students in preparing for college and obtaining adequate financial assistance. Section 1…

Issues concerning indebtedness of undergraduate students are examined, including the implications of debt burdens for: the national economy, the individual well-being of borrowers, equality of access to higher education, and the educational process itself. Risks students face in borrowing to pay for education and how the United States compares to…

Information on financial aid, estimating financial need, managing money, and expenses at over 3,500 colleges is provided. College costs are based on the following: tuition and fees, books and supplies, room and board, transportation, and personal expenses. The following financial aid sources are examined; the Pell Grant Program, the Supplemental…

This discussion of how the effectiveness of federal student aid can be evaluated is framed in terms of three questions: (1) Has federal student aid expanded educational opportunity; that is, has it encouraged the enrollment and broadened the educational choices of disadvantaged students? (2) Has federal student aid made the distribution of higher…

This report is presented on the Higher Education Opportunity Program (HEOP) for disadvantaged students in the independent colleges and universities of New York State in compliance with state law instructing the New York Commissioner of Education to prepare an annual report on the activities of the institutions which received state funds.…

The 14th of 17 modules in a self-instructional course on student financial aid administration (geared toward novice financial aid administrators and other institutional personnel) focuses on Pell Grants and campus-based authorization, fiscal operations, and reporting. The full course provides an introduction to the management of federal financial…

Developed to assist parents and students in finding sources of postsecondary financial aid, this annotated listing provides a brief summary of the basic information about a selected list of financial aid sources designed primarily for minority groups and women, or available to all students. The listings provide names and addresses, background…

Expenses at 3,500 schools and colleges are identified, and information is presented on student financial aid, estimating financial need, and managing money. College costs are based on the following: tuition and fees, books and supplies, room and board, personal expenses, and transportation. The following financial aid sources are examined: Pell…

The present scope and operation of New York State's financial aid programs are described, and improvements aimed at the enlargement of educational opportunity are recommended. The state's student financial aid programs (loans and grants) for 1980-81 totaled $1,139.2 million, of which $247.2 million was for the Tuition Assistance Program (TAP),…

Part 5 of a seven-volume report made by Graduate Medical Educational Advisory Committee (GMENAC) on the relationship between the education environment and specialty and subspecialty career choices is presented. After background information, Section 2 examines such conceptual and methodological issues as boundaries of the educational environment,…

Some of the faults and values implied by present methods of financing higher education are examined, and new financial arrangements are proposed. Problems with the current system include: the price to the consumer of higher education in relation to its cost of production, tuition gaps among schools, and evaluating the price in relation to value of…